C
Southeast First National Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southeast First National Bank
Summerville, GA
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Rating C
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 5.40
Stability Index 6.20
Company Info Southeast First National Bank
Summerville, GA
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FDIC Number 19819
Phone Number (706) 857-3473
Website www.southeastfnb.com
Asset Quality Southeast First National Bank
Summerville, GA
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1-Year Asset Growth 9.51%
5-Year Asset Growth 0.14%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -6.54%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Southeast First National Bank
Summerville, GA
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Total Assets 67.64M
Total Deposits 58.90M
Capital and Reserves Southeast First National Bank
Summerville, GA
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Capital 8.32M
Leverage Ratio 12.86
Loan Loss Reserves to Loans 1.87%
Risk-Based Capital Ratio --
Liquidity Southeast First National Bank
Summerville, GA
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Hot Money Ratio 20.16%
Liquidity Ratio 52.05%
Profitability Southeast First National Bank
Summerville, GA
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5-Year Return on Average Assets 0.40%
Net Income 563.00K
Net Interest Spread 2.92%
Operating Profit to Average Assets 4.37%
Overhead Efficiency Ratio 49.52%
Return on Assets 3.46%
Return on Equity 28.04%