C
Southeast First National Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southeast First National Bank
Summerville, GA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 1.40
Stability Index 6.80
Company Info Southeast First National Bank
Summerville, GA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 19819
Phone Number (706) 857-3473
Website www.southeastfnb.com
Asset Quality Southeast First National Bank
Summerville, GA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 9.54%
5-Year Asset Growth 5.77%
5-Year Charge-Offs to Average Loans -0.25%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.12%
Non-Performing Loans to Loans 0.06%
Balance Sheet Southeast First National Bank
Summerville, GA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 74.91M
Total Deposits 65.98M
Capital and Reserves Southeast First National Bank
Summerville, GA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 8.54M
Leverage Ratio 11.67
Loan Loss Reserves to Loans 1.78%
Risk-Based Capital Ratio --
Liquidity Southeast First National Bank
Summerville, GA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 22.81%
Liquidity Ratio 55.58%
Profitability Southeast First National Bank
Summerville, GA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.54%
Net Income 290.00K
Net Interest Spread 3.74%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 73.08%
Return on Assets 0.80%
Return on Equity 6.83%