B
Southeast First National Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southeast First National Bank
Summerville, GA
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 5.10
Stability Index 5.80
Company Info Southeast First National Bank
Summerville, GA
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FDIC Number 19819
Phone Number (706) 857-3473
Website www.southeastfnb.com
Asset Quality Southeast First National Bank
Summerville, GA
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1-Year Asset Growth 15.82%
5-Year Asset Growth 5.77%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -1.54%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.08%
Non-Performing Loans to Loans 0.02%
Balance Sheet Southeast First National Bank
Summerville, GA
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Total Assets 70.41M
Total Deposits 61.51M
Capital and Reserves Southeast First National Bank
Summerville, GA
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Capital 8.59M
Leverage Ratio 12.15
Loan Loss Reserves to Loans 1.64%
Risk-Based Capital Ratio --
Liquidity Southeast First National Bank
Summerville, GA
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Hot Money Ratio 18.91%
Liquidity Ratio 39.70%
Profitability Southeast First National Bank
Summerville, GA
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5-Year Return on Average Assets 0.40%
Net Income 805.00K
Net Interest Spread 3.40%
Operating Profit to Average Assets 1.52%
Overhead Efficiency Ratio 72.28%
Return on Assets 1.18%
Return on Equity 9.61%