B
The First State Bank of Malta
MaltaMT
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First State Bank of Malta
Malta, MT
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Rating B
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 4.10
Stability Index 6.40
Company Info The First State Bank of Malta
Malta, MT
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FDIC Number 1982
Phone Number (406) 654-2340
Website www.fsbmalta.com
Asset Quality The First State Bank of Malta
Malta, MT
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1-Year Asset Growth 20.15%
5-Year Asset Growth 5.20%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans -0.20%
Non-Performing Assets to Assets 2.24%
Non-Performing Loans to Capital 10.79%
Non-Performing Loans to Loans 7.53%
Balance Sheet The First State Bank of Malta
Malta, MT
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Total Assets 201.27M
Total Deposits 176.18M
Capital and Reserves The First State Bank of Malta
Malta, MT
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Capital 23.93M
Leverage Ratio 14.86
Loan Loss Reserves to Loans 3.18%
Risk-Based Capital Ratio --
Liquidity The First State Bank of Malta
Malta, MT
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Hot Money Ratio 23.24%
Liquidity Ratio 65.29%
Profitability The First State Bank of Malta
Malta, MT
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5-Year Return on Average Assets 0.79%
Net Income 1.25M
Net Interest Spread 2.78%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 63.75%
Return on Assets 0.72%
Return on Equity 5.64%