B
The First State Bank of Malta
Malta,  MT
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First State Bank of Malta
Malta, MT
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Rating B
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 4.70
Stability Index 7.60
Company Info The First State Bank of Malta
Malta, MT
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FDIC Number 1982
Phone Number (406) 654-2340
Website www.fsbmalta.com
Asset Quality The First State Bank of Malta
Malta, MT
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1-Year Asset Growth 8.27%
5-Year Asset Growth 5.20%
5-Year Charge-Offs to Average Loans -0.16%
Charge-Offs to Average Loans -0.10%
Non-Performing Assets to Assets 2.24%
Non-Performing Loans to Capital 9.95%
Non-Performing Loans to Loans 6.17%
Balance Sheet The First State Bank of Malta
Malta, MT
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Total Assets 189.67M
Total Deposits 164.91M
Capital and Reserves The First State Bank of Malta
Malta, MT
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Capital 23.65M
Leverage Ratio 14.36
Loan Loss Reserves to Loans 2.81%
Risk-Based Capital Ratio --
Liquidity The First State Bank of Malta
Malta, MT
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Hot Money Ratio 22.10%
Liquidity Ratio 52.51%
Profitability The First State Bank of Malta
Malta, MT
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5-Year Return on Average Assets 0.83%
Net Income 1.01M
Net Interest Spread 2.88%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 53.04%
Return on Assets 1.05%
Return on Equity 8.64%