B
The First State Bank of Malta
MaltaMT
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First State Bank of Malta
Malta, MT
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Rating B
Asset Quality Index 5.70
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 4.10
Stability Index 7.20
Company Info The First State Bank of Malta
Malta, MT
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FDIC Number 1982
Phone Number (406) 654-2340
Website www.fsbmalta.com
Asset Quality The First State Bank of Malta
Malta, MT
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1-Year Asset Growth -1.86%
5-Year Asset Growth 4.18%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 2.90%
Non-Performing Loans to Capital 7.47%
Non-Performing Loans to Loans 7.47%
Balance Sheet The First State Bank of Malta
Malta, MT
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Total Assets 173.24M
Total Deposits 148.92M
Capital and Reserves The First State Bank of Malta
Malta, MT
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Capital 23.12M
Leverage Ratio 15.70
Loan Loss Reserves to Loans 2.65%
Risk-Based Capital Ratio --
Liquidity The First State Bank of Malta
Malta, MT
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Hot Money Ratio 26.45%
Liquidity Ratio 50.78%
Profitability The First State Bank of Malta
Malta, MT
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5-Year Return on Average Assets 0.79%
Net Income 966.00K
Net Interest Spread 2.71%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 63.96%
Return on Assets 0.76%
Return on Equity 5.93%