B
Centinel Bank of Taos
TaosNM
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Centinel Bank of Taos
Taos, NM
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Rating B
Asset Quality Index 9.00
Capitalization Index 6.40
Liquidity Index 4.60
Profitability Index 7.50
Stability Index 5.50
Company Info Centinel Bank of Taos
Taos, NM
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FDIC Number 19904
Phone Number (575) 758-6700
Website www.centinelbank.com
Asset Quality Centinel Bank of Taos
Taos, NM
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1-Year Asset Growth 3.85%
5-Year Asset Growth 10.74%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Centinel Bank of Taos
Taos, NM
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Total Assets 430.21M
Total Deposits 395.11M
Capital and Reserves Centinel Bank of Taos
Taos, NM
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Capital 30.85M
Leverage Ratio 9.12
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio 26.26
Liquidity Centinel Bank of Taos
Taos, NM
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Hot Money Ratio 14.84%
Liquidity Ratio 49.59%
Profitability Centinel Bank of Taos
Taos, NM
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5-Year Return on Average Assets 1.90%
Net Income 5.62M
Net Interest Spread 3.27%
Operating Profit to Average Assets 1.78%
Overhead Efficiency Ratio 50.59%
Return on Assets 1.78%
Return on Equity 26.25%