B
The Pennsville National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Pennsville National Bank
Pennsville, NJ
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Rating B
Asset Quality Index 7.30
Capitalization Index 7.90
Liquidity Index 4.80
Profitability Index 6.50
Stability Index 4.20
Company Info The Pennsville National Bank
Pennsville, NJ
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FDIC Number 19978
Phone Number (856) 678-6006
Website www.pennsvillenb.com
Asset Quality The Pennsville National Bank
Pennsville, NJ
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1-Year Asset Growth 3.19%
5-Year Asset Growth 8.27%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 2.48%
Non-Performing Loans to Loans 1.07%
Balance Sheet The Pennsville National Bank
Pennsville, NJ
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Total Assets 283.71M
Total Deposits 255.05M
Capital and Reserves The Pennsville National Bank
Pennsville, NJ
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Capital 26.94M
Leverage Ratio 9.58
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 24.23
Liquidity The Pennsville National Bank
Pennsville, NJ
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Hot Money Ratio 2.03%
Liquidity Ratio 37.96%
Profitability The Pennsville National Bank
Pennsville, NJ
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5-Year Return on Average Assets 0.56%
Net Income 3.07M
Net Interest Spread 4.01%
Operating Profit to Average Assets 1.79%
Overhead Efficiency Ratio 51.94%
Return on Assets 1.43%
Return on Equity 16.55%