Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.6 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (9.1). Good current capitalization (6.0 on a scale of 0 to 10) based on a risk-based capital ratio of 15.2 and a capital leverage ratio of 8.0.
Asset Mix:
Comm re (32%), home mtgs (30%), cash (27%), home eq lns (1%), comm loans (1%), securities (1%), other (9%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Corpofin, C.A.
Investment Rating
--
Address
9700 South Dixie Highway
Miami, FL 33156
Miami, FL 33156
Phone Number
(305) 995-5800
Year Founded
1969
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.