| Weiss Ratings |
South Georgia Banking Company
Omega, GA |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 5.70 | |||
| Company Info |
South Georgia Banking Company
Omega, GA |
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| FDIC Number | 20198 | |||
| Phone Number | (229) 382-4211 | |||
| Website | www.sgbconline.com | |||
| Asset Quality |
South Georgia Banking Company
Omega, GA |
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| 1-Year Asset Growth | 2.39% | |||
| 5-Year Asset Growth | 2.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.48% | |||
| Non-Performing Loans to Capital | 2.76% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
South Georgia Banking Company
Omega, GA |
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| Total Assets | 570.11M | |||
| Total Deposits | 487.59M | |||
| Capital and Reserves |
South Georgia Banking Company
Omega, GA |
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| Capital | 79.47M | |||
| Leverage Ratio | 13.86 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Risk-Based Capital Ratio | 18.95 | |||
| Liquidity |
South Georgia Banking Company
Omega, GA |
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| Hot Money Ratio | 9.58% | |||
| Liquidity Ratio | 16.62% | |||
| Profitability |
South Georgia Banking Company
Omega, GA |
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| 5-Year Return on Average Assets | 1.32% | |||
| Net Income | 4.79M | |||
| Net Interest Spread | 5.21% | |||
| Operating Profit to Average Assets | 2.09% | |||
| Overhead Efficiency Ratio | 61.25% | |||
| Return on Assets | 1.63% | |||
| Return on Equity | 12.43% | |||