| Weiss Ratings |
South Georgia Banking Company
Tifton, GA |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
South Georgia Banking Company
Tifton, GA |
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| FDIC Number | 20198 | |||
| Phone Number | (229) 382-4211 | |||
| Website | www.sgbconline.com | |||
| Asset Quality |
South Georgia Banking Company
Tifton, GA |
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| 1-Year Asset Growth | -0.21% | |||
| 5-Year Asset Growth | 4.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 0.27% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
South Georgia Banking Company
Tifton, GA |
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| Total Assets | 576.16M | |||
| Total Deposits | 503.17M | |||
| Capital and Reserves |
South Georgia Banking Company
Tifton, GA |
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| Capital | 70.50M | |||
| Leverage Ratio | 12.89 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Risk-Based Capital Ratio | 18.62 | |||
| Liquidity |
South Georgia Banking Company
Tifton, GA |
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| Hot Money Ratio | 8.25% | |||
| Liquidity Ratio | 26.18% | |||
| Profitability |
South Georgia Banking Company
Tifton, GA |
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| 5-Year Return on Average Assets | 1.27% | |||
| Net Income | 1.96M | |||
| Net Interest Spread | 5.07% | |||
| Operating Profit to Average Assets | 1.73% | |||
| Overhead Efficiency Ratio | 66.69% | |||
| Return on Assets | 1.38% | |||
| Return on Equity | 11.36% | |||