C
Bank of Cadiz and Trust Company
CadizKY
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Cadiz and Trust Company
Cadiz, KY
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Rating C
Asset Quality Index 8.60
Capitalization Index 7.20
Liquidity Index 3.60
Profitability Index 3.50
Stability Index 3.00
Company Info Bank of Cadiz and Trust Company
Cadiz, KY
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FDIC Number 20239
Phone Number (270) 522-6066
Website www.bankofcadiz.com/
Asset Quality Bank of Cadiz and Trust Company
Cadiz, KY
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1-Year Asset Growth 5.49%
5-Year Asset Growth 3.14%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 2.50%
Non-Performing Loans to Loans 0.00%
Balance Sheet Bank of Cadiz and Trust Company
Cadiz, KY
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Total Assets 142.26M
Total Deposits 137.27M
Capital and Reserves Bank of Cadiz and Trust Company
Cadiz, KY
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Capital 3.96M
Leverage Ratio 9.10
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio 17.98
Liquidity Bank of Cadiz and Trust Company
Cadiz, KY
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Hot Money Ratio 19.96%
Liquidity Ratio 29.50%
Profitability Bank of Cadiz and Trust Company
Cadiz, KY
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5-Year Return on Average Assets 0.69%
Net Income 824.00K
Net Interest Spread 3.13%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 76.60%
Return on Assets 0.74%
Return on Equity 42.77%