C
Bank of Cadiz and Trust Company
Cadiz,  KY
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Cadiz and Trust Company
Cadiz, KY
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Rating C
Asset Quality Index 8.70
Capitalization Index 7.10
Liquidity Index 2.90
Profitability Index 3.80
Stability Index 3.00
Company Info Bank of Cadiz and Trust Company
Cadiz, KY
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FDIC Number 20239
Phone Number (270) 522-6066
Website www.bankofcadiz.com/
Asset Quality Bank of Cadiz and Trust Company
Cadiz, KY
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1-Year Asset Growth 3.72%
5-Year Asset Growth 2.41%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.38%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.02%
Non-Performing Loans to Loans 0.00%
Balance Sheet Bank of Cadiz and Trust Company
Cadiz, KY
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Total Assets 142.91M
Total Deposits 137.89M
Capital and Reserves Bank of Cadiz and Trust Company
Cadiz, KY
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Capital 4.01M
Leverage Ratio 9.07
Loan Loss Reserves to Loans 0.86%
Risk-Based Capital Ratio 16.12
Liquidity Bank of Cadiz and Trust Company
Cadiz, KY
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Hot Money Ratio 24.65%
Liquidity Ratio 22.89%
Profitability Bank of Cadiz and Trust Company
Cadiz, KY
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5-Year Return on Average Assets 0.71%
Net Income 710.00K
Net Interest Spread 3.26%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 71.52%
Return on Assets 0.93%
Return on Equity 35.43%