C
The Community State Bank
PoteauOK
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Community State Bank
Poteau, OK
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 5.00
Capitalization Index 7.40
Liquidity Index 1.50
Profitability Index 4.30
Stability Index 4.00
Company Info The Community State Bank
Poteau, OK
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 20279
Phone Number (918) 647-8101
Website www.thecommunitysb.com
Asset Quality The Community State Bank
Poteau, OK
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 1.81%
5-Year Asset Growth 6.27%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 2.05%
Non-Performing Loans to Loans 0.38%
Balance Sheet The Community State Bank
Poteau, OK
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 358.35M
Total Deposits 333.96M
Capital and Reserves The Community State Bank
Poteau, OK
Click to
Compare
Click to
Compare
Click to
Compare
Capital 22.91M
Leverage Ratio 9.29
Loan Loss Reserves to Loans 1.35%
Risk-Based Capital Ratio 14.06
Liquidity The Community State Bank
Poteau, OK
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 30.55%
Liquidity Ratio 19.48%
Profitability The Community State Bank
Poteau, OK
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.86%
Net Income 1.85M
Net Interest Spread 4.21%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 76.40%
Return on Assets 1.01%
Return on Equity 15.90%