C
The Community State Bank
PoteauOK
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Community State Bank
Poteau, OK
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Rating C
Asset Quality Index 5.00
Capitalization Index 7.50
Liquidity Index 1.40
Profitability Index 3.70
Stability Index 4.50
Company Info The Community State Bank
Poteau, OK
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FDIC Number 20279
Phone Number (918) 647-8101
Website www.thecommunitysb.com
Asset Quality The Community State Bank
Poteau, OK
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1-Year Asset Growth 3.99%
5-Year Asset Growth 6.27%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 2.15%
Non-Performing Loans to Loans 0.38%
Balance Sheet The Community State Bank
Poteau, OK
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Total Assets 366.71M
Total Deposits 339.12M
Capital and Reserves The Community State Bank
Poteau, OK
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Capital 25.99M
Leverage Ratio 9.34
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 14.00
Liquidity The Community State Bank
Poteau, OK
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Hot Money Ratio 30.47%
Liquidity Ratio 20.95%
Profitability The Community State Bank
Poteau, OK
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5-Year Return on Average Assets 0.86%
Net Income 2.26M
Net Interest Spread 4.34%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 74.81%
Return on Assets 0.82%
Return on Equity 12.75%