B
Gulf Coast Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gulf Coast Bank
Abbeville, LA
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Rating B
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 5.50
Stability Index 7.40
Company Info Gulf Coast Bank
Abbeville, LA
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FDIC Number 20353
Phone Number (337) 893-7733
Website www.gcbank.com
Asset Quality Gulf Coast Bank
Abbeville, LA
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1-Year Asset Growth -0.25%
5-Year Asset Growth 6.81%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 3.50%
Non-Performing Loans to Loans 0.73%
Balance Sheet Gulf Coast Bank
Abbeville, LA
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Total Assets 501.44M
Total Deposits 437.37M
Capital and Reserves Gulf Coast Bank
Abbeville, LA
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Capital 59.94M
Leverage Ratio 14.71
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio --
Liquidity Gulf Coast Bank
Abbeville, LA
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Hot Money Ratio 10.13%
Liquidity Ratio 25.97%
Profitability Gulf Coast Bank
Abbeville, LA
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5-Year Return on Average Assets 1.20%
Net Income 1.37M
Net Interest Spread 4.65%
Operating Profit to Average Assets 1.32%
Overhead Efficiency Ratio 70.98%
Return on Assets 1.06%
Return on Equity 9.43%