B
Gulf Coast Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gulf Coast Bank
Abbeville, LA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 6.20
Stability Index 8.40
Company Info Gulf Coast Bank
Abbeville, LA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 20353
Phone Number (337) 893-7733
Website www.gcbank.com
Asset Quality Gulf Coast Bank
Abbeville, LA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.00%
5-Year Asset Growth 0.81%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 2.23%
Non-Performing Loans to Loans 0.61%
Balance Sheet Gulf Coast Bank
Abbeville, LA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 513.67M
Total Deposits 444.15M
Capital and Reserves Gulf Coast Bank
Abbeville, LA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 64.93M
Leverage Ratio 14.75
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity Gulf Coast Bank
Abbeville, LA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 11.68%
Liquidity Ratio 30.48%
Profitability Gulf Coast Bank
Abbeville, LA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.21%
Net Income 3.20M
Net Interest Spread 4.82%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 71.16%
Return on Assets 1.19%
Return on Equity 9.59%