B
Gulf Coast Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gulf Coast Bank
Abbeville, LA
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Rating B
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 6.50
Stability Index 6.30
Company Info Gulf Coast Bank
Abbeville, LA
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FDIC Number 20353
Phone Number (337) 893-7733
Website www.gcbank.com
Asset Quality Gulf Coast Bank
Abbeville, LA
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1-Year Asset Growth 1.72%
5-Year Asset Growth 6.81%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.67%
Non-Performing Loans to Capital 3.44%
Non-Performing Loans to Loans 0.96%
Balance Sheet Gulf Coast Bank
Abbeville, LA
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Total Assets 501.32M
Total Deposits 431.17M
Capital and Reserves Gulf Coast Bank
Abbeville, LA
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Capital 65.44M
Leverage Ratio 15.34
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio --
Liquidity Gulf Coast Bank
Abbeville, LA
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Hot Money Ratio 11.86%
Liquidity Ratio 26.60%
Profitability Gulf Coast Bank
Abbeville, LA
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5-Year Return on Average Assets 1.20%
Net Income 5.09M
Net Interest Spread 4.79%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 68.14%
Return on Assets 1.30%
Return on Equity 11.12%