| Weiss Ratings |
Farmers and Merchants Bank
Salisbury, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 7.00 | |||
| Company Info |
Farmers and Merchants Bank
Salisbury, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 2036 | |||
| Phone Number | (704) 633-1772 | |||
| Website | www.fmbnc.com | |||
| Asset Quality |
Farmers and Merchants Bank
Salisbury, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.01% | |||
| 5-Year Asset Growth | 7.45% | |||
| 5-Year Charge-Offs to Average Loans | -0.08% | |||
| Charge-Offs to Average Loans | -0.04% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 0.98% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
Farmers and Merchants Bank
Salisbury, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 931.06M | |||
| Total Deposits | 790.41M | |||
| Capital and Reserves |
Farmers and Merchants Bank
Salisbury, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 132.98M | |||
| Leverage Ratio | 14.46 | |||
| Loan Loss Reserves to Loans | 1.98% | |||
| Risk-Based Capital Ratio | 25.78 | |||
| Liquidity |
Farmers and Merchants Bank
Salisbury, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 6.43% | |||
| Liquidity Ratio | 46.24% | |||
| Profitability |
Farmers and Merchants Bank
Salisbury, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.74% | |||
| Net Income | 10.18M | |||
| Net Interest Spread | 5.12% | |||
| Operating Profit to Average Assets | 2.82% | |||
| Overhead Efficiency Ratio | 52.37% | |||
| Return on Assets | 2.22% | |||
| Return on Equity | 15.66% | |||