Bank of the Orient
Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.8 has resulted in Fair (4.1) profitability. A current level of 14.1 percent of nonperforming loans to core capital combined with 6.7 percent from a year earlier contributes to the Fair asset quality (3.6).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.0 on a scale of 0 to 10).
Asset Mix:
Comm re (53%), cash (13%), home mtgs (10%), home eq lns (3%), comm loans (3%), securities (3%), other (15%)
States with Branches:
CA, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Orient Bancorporation
Investment Rating
--
Address
100 Pine Street
San Francisco, CA 94111
San Francisco, CA 94111
Phone Number
(415) 781-6565
Year Founded
1971
FDIC Number
Website
Largest Affiliates
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