| Weiss Ratings |
FirstState Bank
Lineville, AL |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 4.20 | |||
| Company Info |
FirstState Bank
Lineville, AL |
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| FDIC Number | 20468 | |||
| Phone Number | (256) 396-2187 | |||
| Website | www.firststatebank.bank | |||
| Asset Quality |
FirstState Bank
Lineville, AL |
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| 1-Year Asset Growth | 6.95% | |||
| 5-Year Asset Growth | 6.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.68% | |||
| Non-Performing Loans to Capital | 3.79% | |||
| Non-Performing Loans to Loans | 1.22% | |||
| Balance Sheet |
FirstState Bank
Lineville, AL |
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| Total Assets | 346.71M | |||
| Total Deposits | 322.11M | |||
| Capital and Reserves |
FirstState Bank
Lineville, AL |
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| Capital | 22.14M | |||
| Leverage Ratio | 11.00 | |||
| Loan Loss Reserves to Loans | 1.39% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
FirstState Bank
Lineville, AL |
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| Hot Money Ratio | 32.15% | |||
| Liquidity Ratio | 36.02% | |||
| Profitability |
FirstState Bank
Lineville, AL |
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| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 2.36M | |||
| Net Interest Spread | 3.59% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 68.70% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 16.33% | |||