| Weiss Ratings |
FirstState Bank
Lineville, AL |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 4.00 | |||
| Company Info |
FirstState Bank
Lineville, AL |
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| FDIC Number | 20468 | |||
| Phone Number | (256) 396-2187 | |||
| Website | www.firststatebank.bank | |||
| Asset Quality |
FirstState Bank
Lineville, AL |
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| 1-Year Asset Growth | 3.11% | |||
| 5-Year Asset Growth | 3.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 2.64% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
FirstState Bank
Lineville, AL |
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| Total Assets | 349.35M | |||
| Total Deposits | 323.91M | |||
| Capital and Reserves |
FirstState Bank
Lineville, AL |
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| Capital | 23.42M | |||
| Leverage Ratio | 11.14 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
FirstState Bank
Lineville, AL |
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| Hot Money Ratio | 33.03% | |||
| Liquidity Ratio | 35.21% | |||
| Profitability |
FirstState Bank
Lineville, AL |
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| 5-Year Return on Average Assets | 1.03% | |||
| Net Income | 1.35M | |||
| Net Interest Spread | 3.56% | |||
| Operating Profit to Average Assets | 1.00% | |||
| Overhead Efficiency Ratio | 71.80% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 11.73% | |||