B
Benchmark Community Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Benchmark Community Bank
Kenbridge, VA
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Rating B
Asset Quality Index 8.40
Capitalization Index 7.90
Liquidity Index 3.50
Profitability Index 7.40
Stability Index 7.00
Company Info Benchmark Community Bank
Kenbridge, VA
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FDIC Number 20484
Phone Number (434) 676-9054
Website www.bcbonline.com
Asset Quality Benchmark Community Bank
Kenbridge, VA
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1-Year Asset Growth 8.98%
5-Year Asset Growth 14.38%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 1.30%
Non-Performing Loans to Loans 0.10%
Balance Sheet Benchmark Community Bank
Kenbridge, VA
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Total Assets 1.28B
Total Deposits 1.15B
Capital and Reserves Benchmark Community Bank
Kenbridge, VA
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Capital 115.08M
Leverage Ratio 9.57
Loan Loss Reserves to Loans 0.79%
Risk-Based Capital Ratio 13.31
Liquidity Benchmark Community Bank
Kenbridge, VA
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Hot Money Ratio 7.71%
Liquidity Ratio 15.79%
Profitability Benchmark Community Bank
Kenbridge, VA
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5-Year Return on Average Assets 1.31%
Net Income 4.63M
Net Interest Spread 4.56%
Operating Profit to Average Assets 1.88%
Overhead Efficiency Ratio 59.74%
Return on Assets 1.49%
Return on Equity 16.46%