B
Benchmark Community Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Benchmark Community Bank
Kenbridge, VA
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Rating B
Asset Quality Index 8.40
Capitalization Index 8.00
Liquidity Index 3.40
Profitability Index 8.00
Stability Index 7.00
Company Info Benchmark Community Bank
Kenbridge, VA
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FDIC Number 20484
Phone Number (434) 676-9054
Website bcbforlife.bank
Asset Quality Benchmark Community Bank
Kenbridge, VA
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1-Year Asset Growth 9.30%
5-Year Asset Growth 14.38%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 1.52%
Non-Performing Loans to Loans 0.08%
Balance Sheet Benchmark Community Bank
Kenbridge, VA
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Total Assets 1.32B
Total Deposits 1.19B
Capital and Reserves Benchmark Community Bank
Kenbridge, VA
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Capital 123.20M
Leverage Ratio 9.68
Loan Loss Reserves to Loans 0.78%
Risk-Based Capital Ratio 13.41
Liquidity Benchmark Community Bank
Kenbridge, VA
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Hot Money Ratio 7.76%
Liquidity Ratio 13.05%
Profitability Benchmark Community Bank
Kenbridge, VA
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5-Year Return on Average Assets 1.31%
Net Income 14.75M
Net Interest Spread 4.64%
Operating Profit to Average Assets 1.94%
Overhead Efficiency Ratio 60.64%
Return on Assets 1.54%
Return on Equity 16.92%