B
Benchmark Community Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Benchmark Community Bank
Kenbridge, VA
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Rating B
Asset Quality Index 8.40
Capitalization Index 8.00
Liquidity Index 3.30
Profitability Index 8.00
Stability Index 6.30
Company Info Benchmark Community Bank
Kenbridge, VA
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FDIC Number 20484
Phone Number (434) 676-9054
Website bcbforlife.bank
Asset Quality Benchmark Community Bank
Kenbridge, VA
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1-Year Asset Growth 11.66%
5-Year Asset Growth 11.38%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 1.56%
Non-Performing Loans to Loans 0.07%
Balance Sheet Benchmark Community Bank
Kenbridge, VA
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Total Assets 1.37B
Total Deposits 1.23B
Capital and Reserves Benchmark Community Bank
Kenbridge, VA
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Capital 126.74M
Leverage Ratio 9.67
Loan Loss Reserves to Loans 0.77%
Risk-Based Capital Ratio 13.16
Liquidity Benchmark Community Bank
Kenbridge, VA
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Hot Money Ratio 7.75%
Liquidity Ratio 13.13%
Profitability Benchmark Community Bank
Kenbridge, VA
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5-Year Return on Average Assets 1.31%
Net Income 19.98M
Net Interest Spread 4.67%
Operating Profit to Average Assets 1.96%
Overhead Efficiency Ratio 61.04%
Return on Assets 1.55%
Return on Equity 16.88%