C
Five Points Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Five Points Bank
Grand Island, NE
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.20
Capitalization Index 7.60
Liquidity Index 2.10
Profitability Index 6.10
Stability Index 5.00
Company Info Five Points Bank
Grand Island, NE
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 20488
Phone Number (308) 384-5350
Website www.5pointsbank.com
Asset Quality Five Points Bank
Grand Island, NE
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.39%
5-Year Asset Growth 12.65%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.17%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.02%
Non-Performing Loans to Loans 0.00%
Balance Sheet Five Points Bank
Grand Island, NE
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 2.08B
Total Deposits 1.89B
Capital and Reserves Five Points Bank
Grand Island, NE
Click to
Compare
Click to
Compare
Click to
Compare
Capital 148.62M
Leverage Ratio 10.24
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio 14.87
Liquidity Five Points Bank
Grand Island, NE
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 17.63%
Liquidity Ratio 13.40%
Profitability Five Points Bank
Grand Island, NE
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.39%
Net Income 24.04M
Net Interest Spread 2.99%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 51.56%
Return on Assets 1.53%
Return on Equity 23.01%