C
Five Points Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Five Points Bank
Grand Island, NE
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Rating C
Asset Quality Index 8.30
Capitalization Index 8.00
Liquidity Index 2.20
Profitability Index 5.90
Stability Index 5.00
Company Info Five Points Bank
Grand Island, NE
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FDIC Number 20488
Phone Number (308) 384-5350
Website www.5pointsbank.com
Asset Quality Five Points Bank
Grand Island, NE
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1-Year Asset Growth 2.48%
5-Year Asset Growth 6.21%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.12%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.02%
Non-Performing Loans to Loans 0.00%
Balance Sheet Five Points Bank
Grand Island, NE
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Total Assets 2.15B
Total Deposits 1.96B
Capital and Reserves Five Points Bank
Grand Island, NE
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Capital 154.73M
Leverage Ratio 10.23
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio 15.00
Liquidity Five Points Bank
Grand Island, NE
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Hot Money Ratio 18.04%
Liquidity Ratio 15.62%
Profitability Five Points Bank
Grand Island, NE
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5-Year Return on Average Assets 1.39%
Net Income 30.81M
Net Interest Spread 3.04%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 53.84%
Return on Assets 1.47%
Return on Equity 21.64%