C
Ameris Bank
AtlantaGA
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ameris Bank
Atlanta, GA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 8.20
Stability Index 4.30
Company Info Ameris Bank
Atlanta, GA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 20504
Phone Number (404) 814-8114
Website www.amerisbank.com
Asset Quality Ameris Bank
Atlanta, GA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.23%
5-Year Asset Growth 8.83%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.72%
Non-Performing Loans to Loans 0.54%
Balance Sheet Ameris Bank
Atlanta, GA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 26.18B
Total Deposits 21.87B
Capital and Reserves Ameris Bank
Atlanta, GA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 3.79B
Leverage Ratio 11.17
Loan Loss Reserves to Loans 1.59%
Risk-Based Capital Ratio 14.75
Liquidity Ameris Bank
Atlanta, GA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 7.78%
Liquidity Ratio 11.60%
Profitability Ameris Bank
Atlanta, GA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.48%
Net Income 392.05M
Net Interest Spread 3.66%
Operating Profit to Average Assets 2.00%
Overhead Efficiency Ratio 50.83%
Return on Assets 1.51%
Return on Equity 10.59%