Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 15.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.8 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.4 has resulted in Good (5.7) profitability. A current level of 22.9 percent of nonperforming loans to core capital contributes to the Weak asset quality (2.7).
Asset Mix:
Comm loans (33%), securities (26%), comm re (13%), cash (7%), home mtgs (5%), consumer loans (0%), other (16%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
6060 American Plaza
Tulsa, OK 74135
Tulsa, OK 74135
Phone Number
(918) 481-3000
Year Founded
1971
FDIC Number
Website
Largest Affiliates
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