| Weiss Ratings |
Lumbee Guaranty Bank
Pembroke, NC |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
Lumbee Guaranty Bank
Pembroke, NC |
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| FDIC Number | 20568 | |||
| Phone Number | (910) 521-9707 | |||
| Website | www.lumbeeguarantybank.com | |||
| Asset Quality |
Lumbee Guaranty Bank
Pembroke, NC |
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| 1-Year Asset Growth | 3.22% | |||
| 5-Year Asset Growth | 10.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 2.07% | |||
| Non-Performing Loans to Loans | 0.56% | |||
| Balance Sheet |
Lumbee Guaranty Bank
Pembroke, NC |
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| Total Assets | 539.73M | |||
| Total Deposits | 485.28M | |||
| Capital and Reserves |
Lumbee Guaranty Bank
Pembroke, NC |
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| Capital | 51.09M | |||
| Leverage Ratio | 11.39 | |||
| Loan Loss Reserves to Loans | 0.61% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Lumbee Guaranty Bank
Pembroke, NC |
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| Hot Money Ratio | 27.04% | |||
| Liquidity Ratio | 33.69% | |||
| Profitability |
Lumbee Guaranty Bank
Pembroke, NC |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 3.04M | |||
| Net Interest Spread | 3.01% | |||
| Operating Profit to Average Assets | 0.91% | |||
| Overhead Efficiency Ratio | 74.01% | |||
| Return on Assets | 0.78% | |||
| Return on Equity | 8.43% | |||