| Weiss Ratings |
Lumbee Guaranty Bank
Pembroke, NC |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 6.10 | |||
| Company Info |
Lumbee Guaranty Bank
Pembroke, NC |
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| FDIC Number | 20568 | |||
| Phone Number | (910) 521-9707 | |||
| Website | www.lumbeeguarantybank.com | |||
| Asset Quality |
Lumbee Guaranty Bank
Pembroke, NC |
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| 1-Year Asset Growth | 7.98% | |||
| 5-Year Asset Growth | 6.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.96% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
Lumbee Guaranty Bank
Pembroke, NC |
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| Total Assets | 561.38M | |||
| Total Deposits | 496.36M | |||
| Capital and Reserves |
Lumbee Guaranty Bank
Pembroke, NC |
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| Capital | 51.69M | |||
| Leverage Ratio | 10.90 | |||
| Loan Loss Reserves to Loans | 0.52% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Lumbee Guaranty Bank
Pembroke, NC |
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| Hot Money Ratio | 23.45% | |||
| Liquidity Ratio | 35.71% | |||
| Profitability |
Lumbee Guaranty Bank
Pembroke, NC |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 4.15M | |||
| Net Interest Spread | 3.02% | |||
| Operating Profit to Average Assets | 0.91% | |||
| Overhead Efficiency Ratio | 74.09% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 8.48% | |||