| Weiss Ratings |
Lumbee Guaranty Bank
Pembroke, NC |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
Lumbee Guaranty Bank
Pembroke, NC |
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| FDIC Number | 20568 | |||
| Phone Number | (910) 521-9707 | |||
| Website | www.lumbeeguarantybank.com | |||
| Asset Quality |
Lumbee Guaranty Bank
Pembroke, NC |
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| 1-Year Asset Growth | 11.61% | |||
| 5-Year Asset Growth | 6.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.42% | |||
| Non-Performing Loans to Loans | 0.37% | |||
| Balance Sheet |
Lumbee Guaranty Bank
Pembroke, NC |
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| Total Assets | 583.49M | |||
| Total Deposits | 490.39M | |||
| Capital and Reserves |
Lumbee Guaranty Bank
Pembroke, NC |
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| Capital | 52.13M | |||
| Leverage Ratio | 10.71 | |||
| Loan Loss Reserves to Loans | 0.52% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Lumbee Guaranty Bank
Pembroke, NC |
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| Hot Money Ratio | 22.44% | |||
| Liquidity Ratio | 32.07% | |||
| Profitability |
Lumbee Guaranty Bank
Pembroke, NC |
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| 5-Year Return on Average Assets | 0.93% | |||
| Net Income | 2.36M | |||
| Net Interest Spread | 3.10% | |||
| Operating Profit to Average Assets | 0.94% | |||
| Overhead Efficiency Ratio | 71.55% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 9.07% | |||