Southern Heritage Bank
| Weiss Ratings |
Southern Heritage Bank
Jonesville, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 5.70 | |||
| Company Info |
Southern Heritage Bank
Jonesville, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 20698 | |||
| Phone Number | (318) 339-8505 | |||
| Website | www.shbnet.com | |||
| Asset Quality |
Southern Heritage Bank
Jonesville, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.08% | |||
| 5-Year Asset Growth | 3.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.86% | |||
| Non-Performing Loans to Capital | 5.25% | |||
| Non-Performing Loans to Loans | 0.85% | |||
| Balance Sheet |
Southern Heritage Bank
Jonesville, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 402.60M | |||
| Total Deposits | 360.46M | |||
| Capital and Reserves |
Southern Heritage Bank
Jonesville, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 38.09M | |||
| Leverage Ratio | 10.57 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Southern Heritage Bank
Jonesville, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 21.38% | |||
| Liquidity Ratio | 21.51% | |||
| Profitability |
Southern Heritage Bank
Jonesville, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 1.79M | |||
| Net Interest Spread | 4.40% | |||
| Operating Profit to Average Assets | 1.75% | |||
| Overhead Efficiency Ratio | 62.71% | |||
| Return on Assets | 1.75% | |||
| Return on Equity | 18.95% | |||