Southern Heritage Bank
| Weiss Ratings |
Southern Heritage Bank
Jonesville, LA |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 6.40 | |||
| Company Info |
Southern Heritage Bank
Jonesville, LA |
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| FDIC Number | 20698 | |||
| Phone Number | (318) 339-8505 | |||
| Website | www.shbnet.com | |||
| Asset Quality |
Southern Heritage Bank
Jonesville, LA |
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| 1-Year Asset Growth | 6.80% | |||
| 5-Year Asset Growth | 5.23% | |||
| Charge-Offs to Average Loans | -0.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.85% | |||
| Non-Performing Loans to Capital | 5.44% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
Southern Heritage Bank
Jonesville, LA |
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| Total Assets | 400.61M | |||
| Total Deposits | 359.60M | |||
| Capital and Reserves |
Southern Heritage Bank
Jonesville, LA |
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| Capital | 36.68M | |||
| Leverage Ratio | 10.39 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Southern Heritage Bank
Jonesville, LA |
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| Hot Money Ratio | 22.11% | |||
| Liquidity Ratio | 23.20% | |||
| Profitability |
Southern Heritage Bank
Jonesville, LA |
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| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 4.48M | |||
| Net Interest Spread | 4.31% | |||
| Operating Profit to Average Assets | 1.50% | |||
| Overhead Efficiency Ratio | 65.17% | |||
| Return on Assets | 1.50% | |||
| Return on Equity | 17.45% | |||