B
Citizens Tri-County Bank
Dunlap,  TN
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Tri-County Bank
Dunlap, TN
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Rating B
Asset Quality Index 7.00
Capitalization Index 7.50
Liquidity Index 3.60
Profitability Index 7.60
Stability Index 9.30
Company Info Citizens Tri-County Bank
Dunlap, TN
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FDIC Number 20818
Phone Number (423) 949-2173
Website www.ctcbonline.com/
Asset Quality Citizens Tri-County Bank
Dunlap, TN
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1-Year Asset Growth 5.77%
5-Year Asset Growth 10.03%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 4.65%
Non-Performing Loans to Loans 0.74%
Balance Sheet Citizens Tri-County Bank
Dunlap, TN
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Total Assets 1.64B
Total Deposits 1.48B
Capital and Reserves Citizens Tri-County Bank
Dunlap, TN
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Capital 148.51M
Leverage Ratio 9.34
Loan Loss Reserves to Loans 1.61%
Risk-Based Capital Ratio --
Liquidity Citizens Tri-County Bank
Dunlap, TN
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Hot Money Ratio 22.27%
Liquidity Ratio 23.15%
Profitability Citizens Tri-County Bank
Dunlap, TN
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5-Year Return on Average Assets 1.67%
Net Income 15.09M
Net Interest Spread 3.74%
Operating Profit to Average Assets 1.83%
Overhead Efficiency Ratio 54.46%
Return on Assets 1.83%
Return on Equity 21.40%