B
Citizens Tri-County Bank
DunlapTN
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Tri-County Bank
Dunlap, TN
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Rating B
Asset Quality Index 6.80
Capitalization Index 7.10
Liquidity Index 3.80
Profitability Index 6.90
Stability Index 6.30
Company Info Citizens Tri-County Bank
Dunlap, TN
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FDIC Number 20818
Phone Number (423) 949-2173
Website www.ctcbonline.com/
Asset Quality Citizens Tri-County Bank
Dunlap, TN
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1-Year Asset Growth 9.27%
5-Year Asset Growth 12.02%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 4.53%
Non-Performing Loans to Loans 0.73%
Balance Sheet Citizens Tri-County Bank
Dunlap, TN
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Total Assets 1.55B
Total Deposits 1.41B
Capital and Reserves Citizens Tri-County Bank
Dunlap, TN
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Capital 128.48M
Leverage Ratio 9.04
Loan Loss Reserves to Loans 1.82%
Risk-Based Capital Ratio --
Liquidity Citizens Tri-County Bank
Dunlap, TN
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Hot Money Ratio 22.24%
Liquidity Ratio 25.81%
Profitability Citizens Tri-County Bank
Dunlap, TN
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5-Year Return on Average Assets 1.62%
Net Income 13.64M
Net Interest Spread 3.63%
Operating Profit to Average Assets 1.77%
Overhead Efficiency Ratio 55.08%
Return on Assets 1.77%
Return on Equity 21.96%