The National Capital Bank of Washington
Major Rating Factors:
A current level of 15.0 percent of nonperforming loans to core capital combined with 4.2 percent from a year earlier contributes to the Fair asset quality (4.1). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.2) profitability.
Other Rating Factors:
Excellent current capitalization (9.7 on a scale of 0 to 10) based on a risk-based capital ratio of 17.0 and a capital leverage ratio of 11.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10).
Asset Mix:
Comm re (28%), home mtgs (20%), securities (14%), cash (11%), comm loans (4%), home eq lns (2%), other (20%)
States with Branches:
DC, MD, VA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
National Capital Bancorp, Inc.
Investment Rating
Address
316 Pennsylvania Avenue, SE
Washington, DC 20003
Washington, DC 20003
Phone Number
(202) 546-8000
Year Founded
1889
FDIC Number
Largest Affiliates
No affiliate information available.