C
The National Capital Bank of Washington
Rating Date
October 2025
Risk Based
Capital Ratio
17.65
Leverage
Ratio
11.81
Return On
Assets
1.10%
Total
Assets
701.99M
Capital
74.16M
Total
Deposits
614.20M
Net
Income
3.88M
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Weiss Ratings The National Capital Bank of Washington
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Rating C
Asset Quality Index 5.80
Capitalization Index 9.90
Liquidity Index 1.00
Profitability Index 5.20
Stability Index 4.30
Company Info The National Capital Bank of Washington
Washington, DC 		Click to
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FDIC Number 2093
Phone Number (202) 546-8000
Website www.nationalcapitalbank.com
Asset Quality The National Capital Bank of Washington
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1-Year Asset Growth -1.89%
5-Year Asset Growth 7.29%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 4.69%
Non-Performing Loans to Loans 0.82%
Balance Sheet The National Capital Bank of Washington
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Total Assets 701.99M
Total Deposits 614.20M
Capital and Reserves The National Capital Bank of Washington
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Capital 74.16M
Leverage Ratio 11.81
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio 17.65
Liquidity The National Capital Bank of Washington
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Hot Money Ratio 15.07%
Liquidity Ratio 14.61%
Profitability The National Capital Bank of Washington
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5-Year Return on Average Assets 0.74%
Net Income 3.88M
Net Interest Spread 3.69%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 62.16%
Return on Assets 1.10%
Return on Equity 10.75%