C
The National Capital Bank of Washington
Rating Date
October 2025
Risk Based
Capital Ratio
16.90
Leverage
Ratio
11.47
Return On
Assets
1.08%
Total
Assets
726.71M
Capital
76.32M
Total
Deposits
646.31M
Net
Income
5.80M
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Weiss Ratings The National Capital Bank of Washington
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Rating C
Asset Quality Index 5.40
Capitalization Index 9.80
Liquidity Index 0.80
Profitability Index 5.30
Stability Index 4.30
Company Info The National Capital Bank of Washington
Washington, DC 		Click to
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FDIC Number 2093
Phone Number (202) 546-8000
Website www.nationalcapitalbank.com
Asset Quality The National Capital Bank of Washington
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1-Year Asset Growth 1.26%
5-Year Asset Growth 7.29%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.94%
Non-Performing Loans to Capital 7.54%
Non-Performing Loans to Loans 1.27%
Balance Sheet The National Capital Bank of Washington
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Total Assets 726.71M
Total Deposits 646.31M
Capital and Reserves The National Capital Bank of Washington
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Capital 76.32M
Leverage Ratio 11.47
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 16.90
Liquidity The National Capital Bank of Washington
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Hot Money Ratio 15.92%
Liquidity Ratio 13.96%
Profitability The National Capital Bank of Washington
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5-Year Return on Average Assets 0.74%
Net Income 5.80M
Net Interest Spread 3.69%
Operating Profit to Average Assets 1.46%
Overhead Efficiency Ratio 60.08%
Return on Assets 1.08%
Return on Equity 10.57%