C
The National Capital Bank of Washington
Rating Date
June 2025
Risk Based
Capital Ratio
17.05
Leverage
Ratio
11.44
Return On
Assets
1.02%
Total
Assets
716.23M
Capital
72.26M
Total
Deposits
622.05M
Net
Income
1.81M
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Weiss Ratings The National Capital Bank of Washington
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Rating C
Asset Quality Index 5.80
Capitalization Index 9.40
Liquidity Index 1.20
Profitability Index 5.00
Stability Index 4.30
Company Info The National Capital Bank of Washington
Washington, DC 		Click to
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FDIC Number 2093
Phone Number (202) 546-8000
Website www.nationalcapitalbank.com
Asset Quality The National Capital Bank of Washington
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1-Year Asset Growth 1.18%
5-Year Asset Growth 7.29%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.58%
Non-Performing Loans to Capital 4.78%
Non-Performing Loans to Loans 0.80%
Balance Sheet The National Capital Bank of Washington
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Total Assets 716.23M
Total Deposits 622.05M
Capital and Reserves The National Capital Bank of Washington
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Capital 72.26M
Leverage Ratio 11.44
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 17.05
Liquidity The National Capital Bank of Washington
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Hot Money Ratio 15.60%
Liquidity Ratio 16.40%
Profitability The National Capital Bank of Washington
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5-Year Return on Average Assets 0.74%
Net Income 1.81M
Net Interest Spread 3.65%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 64.38%
Return on Assets 1.02%
Return on Equity 10.17%