C
The National Capital Bank of Washington
Rating Date
August 2026
Risk Based
Capital Ratio
18.60
Leverage
Ratio
11.69
Return On
Assets
0.88%
Total
Assets
742.18M
Capital
80.67M
Total
Deposits
659.16M
Net
Income
3.33M
My Lists My Alerts
Weiss Ratings The National Capital Bank of Washington
Washington, DC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 4.50
Capitalization Index 10.00
Liquidity Index 1.90
Profitability Index 4.40
Stability Index 7.00
Company Info The National Capital Bank of Washington
Washington, DC 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 2093
Phone Number (202) 546-8000
Website www.nationalcapitalbank.bank
Asset Quality The National Capital Bank of Washington
Washington, DC 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 5.72%
5-Year Asset Growth 4.81%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.90%
Non-Performing Assets to Assets 1.58%
Non-Performing Loans to Capital 12.52%
Non-Performing Loans to Loans 2.32%
Balance Sheet The National Capital Bank of Washington
Washington, DC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 742.18M
Total Deposits 659.16M
Capital and Reserves The National Capital Bank of Washington
Washington, DC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 80.67M
Leverage Ratio 11.69
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 18.60
Liquidity The National Capital Bank of Washington
Washington, DC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 15.01%
Liquidity Ratio 17.51%
Profitability The National Capital Bank of Washington
Washington, DC 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.86%
Net Income 3.33M
Net Interest Spread 3.61%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 59.94%
Return on Assets 0.88%
Return on Equity 8.41%