C
The National Capital Bank of Washington
Rating Date
March 2026
Risk Based
Capital Ratio
16.95
Leverage
Ratio
11.34
Return On
Assets
1.05%
Total
Assets
763.26M
Capital
78.25M
Total
Deposits
681.03M
Net
Income
7.60M
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Weiss Ratings The National Capital Bank of Washington
Washington, DC 		Click to
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Rating C
Asset Quality Index 4.10
Capitalization Index 9.70
Liquidity Index 1.30
Profitability Index 5.20
Stability Index 7.10
Company Info The National Capital Bank of Washington
Washington, DC 		Click to
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FDIC Number 2093
Phone Number (202) 546-8000
Website www.nationalcapitalbank.bank
Asset Quality The National Capital Bank of Washington
Washington, DC 		Click to
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1-Year Asset Growth 6.89%
5-Year Asset Growth 4.81%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 1.81%
Non-Performing Loans to Capital 15.04%
Non-Performing Loans to Loans 2.55%
Balance Sheet The National Capital Bank of Washington
Washington, DC 		Click to
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Total Assets 763.26M
Total Deposits 681.03M
Capital and Reserves The National Capital Bank of Washington
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Capital 78.25M
Leverage Ratio 11.34
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 16.95
Liquidity The National Capital Bank of Washington
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Hot Money Ratio 16.26%
Liquidity Ratio 13.51%
Profitability The National Capital Bank of Washington
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5-Year Return on Average Assets 0.74%
Net Income 7.60M
Net Interest Spread 3.68%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 58.72%
Return on Assets 1.05%
Return on Equity 10.24%