| Weiss Ratings |
Independence Bank
Havre, MT |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 5.70 | |||
| Company Info |
Independence Bank
Havre, MT |
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| FDIC Number | 20989 | |||
| Phone Number | (406) 265-1241 | |||
| Website | www.ibyourbank.com | |||
| Asset Quality |
Independence Bank
Havre, MT |
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| 1-Year Asset Growth | 8.50% | |||
| 5-Year Asset Growth | 7.97% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 2.07% | |||
| Non-Performing Loans to Loans | 0.38% | |||
| Balance Sheet |
Independence Bank
Havre, MT |
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| Total Assets | 1.34B | |||
| Total Deposits | 1.17B | |||
| Capital and Reserves |
Independence Bank
Havre, MT |
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| Capital | 161.31M | |||
| Leverage Ratio | 12.99 | |||
| Loan Loss Reserves to Loans | 1.42% | |||
| Risk-Based Capital Ratio | 16.67 | |||
| Liquidity |
Independence Bank
Havre, MT |
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| Hot Money Ratio | 21.69% | |||
| Liquidity Ratio | 5.82% | |||
| Profitability |
Independence Bank
Havre, MT |
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| 5-Year Return on Average Assets | 1.54% | |||
| Net Income | 20.53M | |||
| Net Interest Spread | 4.13% | |||
| Operating Profit to Average Assets | 2.15% | |||
| Overhead Efficiency Ratio | 44.54% | |||
| Return on Assets | 1.54% | |||
| Return on Equity | 13.85% | |||