| Weiss Ratings |
Independence Bank
Havre, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 9.70 | |||
| Stability Index | 5.70 | |||
| Company Info |
Independence Bank
Havre, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 20989 | |||
| Phone Number | (406) 265-1241 | |||
| Website | www.ibyourbank.com | |||
| Asset Quality |
Independence Bank
Havre, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.97% | |||
| 5-Year Asset Growth | 7.97% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 2.48% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
Independence Bank
Havre, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.39B | |||
| Total Deposits | 1.20B | |||
| Capital and Reserves |
Independence Bank
Havre, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 168.67M | |||
| Leverage Ratio | 13.39 | |||
| Loan Loss Reserves to Loans | 1.35% | |||
| Risk-Based Capital Ratio | 16.38 | |||
| Liquidity |
Independence Bank
Havre, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 21.49% | |||
| Liquidity Ratio | 2.80% | |||
| Profitability |
Independence Bank
Havre, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.49% | |||
| Net Income | 13.21M | |||
| Net Interest Spread | 4.53% | |||
| Operating Profit to Average Assets | 2.60% | |||
| Overhead Efficiency Ratio | 41.70% | |||
| Return on Assets | 1.91% | |||
| Return on Equity | 16.11% | |||