C
The Hardin County Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Hardin County Bank
Savannah, TN
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 6.50
Capitalization Index 8.90
Liquidity Index 0.40
Profitability Index 5.50
Stability Index 3.70
Company Info The Hardin County Bank
Savannah, TN
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 20993
Phone Number (731) 925-9001
Website www.hardincountybank.bank
Asset Quality The Hardin County Bank
Savannah, TN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 7.10%
5-Year Asset Growth 4.99%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.48%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 1.13%
Non-Performing Loans to Loans 0.22%
Balance Sheet The Hardin County Bank
Savannah, TN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 627.20M
Total Deposits 562.84M
Capital and Reserves The Hardin County Bank
Savannah, TN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 53.06M
Leverage Ratio 10.26
Loan Loss Reserves to Loans 0.80%
Risk-Based Capital Ratio --
Liquidity The Hardin County Bank
Savannah, TN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 31.13%
Liquidity Ratio 6.69%
Profitability The Hardin County Bank
Savannah, TN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.16%
Net Income 7.04M
Net Interest Spread 3.91%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 59.71%
Return on Assets 1.15%
Return on Equity 12.95%