C
The Hardin County Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Hardin County Bank
Savannah, TN
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Rating C
Asset Quality Index 6.90
Capitalization Index 9.00
Liquidity Index 0.60
Profitability Index 3.30
Stability Index 6.30
Company Info The Hardin County Bank
Savannah, TN
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FDIC Number 20993
Phone Number (731) 925-9001
Website www.hardincountybank.bank
Asset Quality The Hardin County Bank
Savannah, TN
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1-Year Asset Growth 1.98%
5-Year Asset Growth 4.99%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.73%
Non-Performing Loans to Capital 3.86%
Non-Performing Loans to Loans 0.62%
Balance Sheet The Hardin County Bank
Savannah, TN
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Total Assets 628.43M
Total Deposits 560.89M
Capital and Reserves The Hardin County Bank
Savannah, TN
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Capital 55.32M
Leverage Ratio 10.30
Loan Loss Reserves to Loans 0.85%
Risk-Based Capital Ratio --
Liquidity The Hardin County Bank
Savannah, TN
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Hot Money Ratio 31.79%
Liquidity Ratio 8.70%
Profitability The Hardin County Bank
Savannah, TN
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5-Year Return on Average Assets 1.18%
Net Income 1.63M
Net Interest Spread 3.78%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 63.70%
Return on Assets 1.02%
Return on Equity 12.01%