B
First National Bank of South Carolina
Rating Date
March 2026
Risk Based
Capital Ratio
24.73
Leverage
Ratio
12.13
Return On
Assets
1.28%
Total
Assets
305.60M
Capital
33.81M
Total
Deposits
269.66M
Net
Income
3.85M
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Weiss Ratings First National Bank of South Carolina
Holly Hill, SC 		Click to
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Rating B
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 6.70
Stability Index 6.30
Company Info First National Bank of South Carolina
Holly Hill, SC 		Click to
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FDIC Number 2107
Phone Number (803) 496-5011
Website www.fnbsc.com
Asset Quality First National Bank of South Carolina
Holly Hill, SC 		Click to
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1-Year Asset Growth 6.21%
5-Year Asset Growth 5.42%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 1.60%
Non-Performing Loans to Loans 0.43%
Balance Sheet First National Bank of South Carolina
Holly Hill, SC 		Click to
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Total Assets 305.60M
Total Deposits 269.66M
Capital and Reserves First National Bank of South Carolina
Holly Hill, SC 		Click to
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Capital 33.81M
Leverage Ratio 12.13
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 24.73
Liquidity First National Bank of South Carolina
Holly Hill, SC 		Click to
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Hot Money Ratio 14.37%
Liquidity Ratio 46.44%
Profitability First National Bank of South Carolina
Holly Hill, SC 		Click to
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5-Year Return on Average Assets 0.79%
Net Income 3.85M
Net Interest Spread 3.76%
Operating Profit to Average Assets 1.68%
Overhead Efficiency Ratio 60.83%
Return on Assets 1.28%
Return on Equity 12.52%