B
First National Bank of South Carolina
Rating Date
June 2025
Risk Based
Capital Ratio
23.05
Leverage
Ratio
12.02
Return On
Assets
1.12%
Total
Assets
294.16M
Capital
29.26M
Total
Deposits
263.04M
Net
Income
806.00K
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Weiss Ratings First National Bank of South Carolina
Holly Hill, SC 		Click to
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 6.00
Stability Index 6.10
Company Info First National Bank of South Carolina
Holly Hill, SC 		Click to
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FDIC Number 2107
Phone Number (803) 496-5011
Website www.fnbsc.com
Asset Quality First National Bank of South Carolina
Holly Hill, SC 		Click to
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1-Year Asset Growth 5.30%
5-Year Asset Growth 8.70%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 2.18%
Non-Performing Loans to Loans 0.55%
Balance Sheet First National Bank of South Carolina
Holly Hill, SC 		Click to
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Total Assets 294.16M
Total Deposits 263.04M
Capital and Reserves First National Bank of South Carolina
Holly Hill, SC 		Click to
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Capital 29.26M
Leverage Ratio 12.02
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 23.05
Liquidity First National Bank of South Carolina
Holly Hill, SC 		Click to
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Hot Money Ratio 12.23%
Liquidity Ratio 44.15%
Profitability First National Bank of South Carolina
Holly Hill, SC 		Click to
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5-Year Return on Average Assets 0.79%
Net Income 806.00K
Net Interest Spread 3.68%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 64.42%
Return on Assets 1.12%
Return on Equity 11.39%