A
First National Bank of South Carolina
Rating Date
August 2026
Risk Based
Capital Ratio
26.01
Leverage
Ratio
12.42
Return On
Assets
1.17%
Total
Assets
309.66M
Capital
35.14M
Total
Deposits
271.56M
Net
Income
1.83M
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Weiss Ratings First National Bank of South Carolina
Holly Hill, SC 		Click to
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Rating A
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 6.30
Stability Index 6.60
Company Info First National Bank of South Carolina
Holly Hill, SC 		Click to
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FDIC Number 2107
Phone Number (803) 496-5011
Website www.fnbsc.com
Asset Quality First National Bank of South Carolina
Holly Hill, SC 		Click to
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1-Year Asset Growth 0.91%
5-Year Asset Growth 5.42%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.52%
Non-Performing Loans to Loans 0.43%
Balance Sheet First National Bank of South Carolina
Holly Hill, SC 		Click to
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Total Assets 309.66M
Total Deposits 271.56M
Capital and Reserves First National Bank of South Carolina
Holly Hill, SC 		Click to
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Capital 35.14M
Leverage Ratio 12.42
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio 26.01
Liquidity First National Bank of South Carolina
Holly Hill, SC 		Click to
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Hot Money Ratio 14.01%
Liquidity Ratio 47.68%
Profitability First National Bank of South Carolina
Holly Hill, SC 		Click to
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5-Year Return on Average Assets 0.95%
Net Income 1.83M
Net Interest Spread 3.72%
Operating Profit to Average Assets 1.57%
Overhead Efficiency Ratio 62.19%
Return on Assets 1.17%
Return on Equity 10.64%