C
United Mississippi Bank
NatchezMS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Mississippi Bank
Natchez, MS
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Rating C
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 5.00
Stability Index 7.00
Company Info United Mississippi Bank
Natchez, MS
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FDIC Number 21083
Phone Number (601) 445-7000
Website www.unitedms.bank
Asset Quality United Mississippi Bank
Natchez, MS
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1-Year Asset Growth 20.91%
5-Year Asset Growth 8.22%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.72%
Non-Performing Loans to Capital 1.44%
Non-Performing Loans to Loans 0.98%
Balance Sheet United Mississippi Bank
Natchez, MS
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Total Assets 577.17M
Total Deposits 491.61M
Capital and Reserves United Mississippi Bank
Natchez, MS
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Capital 61.06M
Leverage Ratio 11.60
Loan Loss Reserves to Loans 0.77%
Risk-Based Capital Ratio --
Liquidity United Mississippi Bank
Natchez, MS
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Hot Money Ratio 14.83%
Liquidity Ratio 19.31%
Profitability United Mississippi Bank
Natchez, MS
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5-Year Return on Average Assets 1.18%
Net Income 4.42M
Net Interest Spread 4.49%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 77.13%
Return on Assets 1.08%
Return on Equity 10.10%