C
United Mississippi Bank
Natchez,  MS
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Mississippi Bank
Natchez, MS
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Rating C
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 4.80
Stability Index 4.30
Company Info United Mississippi Bank
Natchez, MS
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FDIC Number 21083
Phone Number (601) 445-7000
Website www.unitedms.bank
Asset Quality United Mississippi Bank
Natchez, MS
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1-Year Asset Growth 2.77%
5-Year Asset Growth 7.45%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.22%
Non-Performing Loans to Loans 0.45%
Balance Sheet United Mississippi Bank
Natchez, MS
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Total Assets 560.70M
Total Deposits 478.88M
Capital and Reserves United Mississippi Bank
Natchez, MS
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Capital 64.32M
Leverage Ratio 11.04
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio --
Liquidity United Mississippi Bank
Natchez, MS
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Hot Money Ratio 15.21%
Liquidity Ratio 15.63%
Profitability United Mississippi Bank
Natchez, MS
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5-Year Return on Average Assets 1.20%
Net Income 3.22M
Net Interest Spread 4.70%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 76.41%
Return on Assets 1.15%
Return on Equity 10.23%