C
United Mississippi Bank
NatchezMS
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Mississippi Bank
Natchez, MS
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Rating C
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 1.70
Profitability Index 2.20
Stability Index 7.20
Company Info United Mississippi Bank
Natchez, MS
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FDIC Number 21083
Phone Number (601) 445-7000
Website www.unitedms.bank
Asset Quality United Mississippi Bank
Natchez, MS
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1-Year Asset Growth 11.24%
5-Year Asset Growth 8.22%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.80%
Non-Performing Loans to Capital 4.11%
Non-Performing Loans to Loans 1.14%
Balance Sheet United Mississippi Bank
Natchez, MS
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Total Assets 494.00M
Total Deposits 389.88M
Capital and Reserves United Mississippi Bank
Natchez, MS
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Capital 55.69M
Leverage Ratio 12.55
Loan Loss Reserves to Loans 0.86%
Risk-Based Capital Ratio --
Liquidity United Mississippi Bank
Natchez, MS
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Hot Money Ratio 15.20%
Liquidity Ratio 15.15%
Profitability United Mississippi Bank
Natchez, MS
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5-Year Return on Average Assets 1.15%
Net Income 4.24M
Net Interest Spread 3.97%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 80.09%
Return on Assets 0.93%
Return on Equity 7.86%