Western State Bank
| Weiss Ratings |
Western State Bank
Garden City, KS |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 8.60 | |||
| Company Info |
Western State Bank
Garden City, KS |
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| FDIC Number | 21121 | |||
| Phone Number | (620) 275-4128 | |||
| Website | www.wsbks.com | |||
| Asset Quality |
Western State Bank
Garden City, KS |
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| 1-Year Asset Growth | 7.63% | |||
| 5-Year Asset Growth | 9.12% | |||
| 5-Year Charge-Offs to Average Loans | -0.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 4.22% | |||
| Non-Performing Loans to Loans | 0.76% | |||
| Balance Sheet |
Western State Bank
Garden City, KS |
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| Total Assets | 825.38M | |||
| Total Deposits | 739.51M | |||
| Capital and Reserves |
Western State Bank
Garden City, KS |
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| Capital | 82.00M | |||
| Leverage Ratio | 10.59 | |||
| Loan Loss Reserves to Loans | 2.25% | |||
| Risk-Based Capital Ratio | 14.86 | |||
| Liquidity |
Western State Bank
Garden City, KS |
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| Hot Money Ratio | 24.94% | |||
| Liquidity Ratio | 22.51% | |||
| Profitability |
Western State Bank
Garden City, KS |
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| 5-Year Return on Average Assets | 2.12% | |||
| Net Income | 19.13M | |||
| Net Interest Spread | 4.63% | |||
| Operating Profit to Average Assets | 2.48% | |||
| Overhead Efficiency Ratio | 42.18% | |||
| Return on Assets | 2.40% | |||
| Return on Equity | 25.36% | |||