Western State Bank
| Weiss Ratings |
Western State Bank
Garden City, KS |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 3.80 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 8.70 | |||
| Company Info |
Western State Bank
Garden City, KS |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 21121 | |||
| Phone Number | (620) 275-4128 | |||
| Website | www.wsbks.com | |||
| Asset Quality |
Western State Bank
Garden City, KS |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.32% | |||
| 5-Year Asset Growth | 9.12% | |||
| 5-Year Charge-Offs to Average Loans | -0.04% | |||
| Charge-Offs to Average Loans | 1.33% | |||
| Non-Performing Assets to Assets | 2.02% | |||
| Non-Performing Loans to Capital | 16.20% | |||
| Non-Performing Loans to Loans | 3.04% | |||
| Balance Sheet |
Western State Bank
Garden City, KS |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 802.15M | |||
| Total Deposits | 717.19M | |||
| Capital and Reserves |
Western State Bank
Garden City, KS |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 82.22M | |||
| Leverage Ratio | 10.69 | |||
| Loan Loss Reserves to Loans | 2.51% | |||
| Risk-Based Capital Ratio | 15.04 | |||
| Liquidity |
Western State Bank
Garden City, KS |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 24.29% | |||
| Liquidity Ratio | 20.57% | |||
| Profitability |
Western State Bank
Garden City, KS |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 2.20% | |||
| Net Income | 5.84M | |||
| Net Interest Spread | 4.59% | |||
| Operating Profit to Average Assets | 1.48% | |||
| Overhead Efficiency Ratio | 43.26% | |||
| Return on Assets | 1.43% | |||
| Return on Equity | 14.32% | |||