Western State Bank
Weiss Ratings |
Western State Bank
Garden City, KS |
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Rating | ||||
Asset Quality Index | 5.90 | |||
Capitalization Index | 9.30 | |||
Liquidity Index | 1.80 | |||
Profitability Index | 9.80 | |||
Stability Index | 5.70 | |||
Company Info |
Western State Bank
Garden City, KS |
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FDIC Number | 21121 | |||
Phone Number | (620) 275-4128 | |||
Website | www.wsbks.com | |||
Asset Quality |
Western State Bank
Garden City, KS |
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1-Year Asset Growth | 7.74% | |||
5-Year Asset Growth | 11.20% | |||
5-Year Charge-Offs to Average Loans | -0.03% | |||
Charge-Offs to Average Loans | 0.02% | |||
Non-Performing Assets to Assets | 0.48% | |||
Non-Performing Loans to Capital | 3.99% | |||
Non-Performing Loans to Loans | 0.70% | |||
Balance Sheet |
Western State Bank
Garden City, KS |
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Total Assets | 781.70M | |||
Total Deposits | 703.45M | |||
Capital and Reserves |
Western State Bank
Garden City, KS |
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Capital | 73.12M | |||
Leverage Ratio | 10.56 | |||
Loan Loss Reserves to Loans | 2.06% | |||
Risk-Based Capital Ratio | 14.87 | |||
Liquidity |
Western State Bank
Garden City, KS |
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Hot Money Ratio | 30.85% | |||
Liquidity Ratio | 18.75% | |||
Profitability |
Western State Bank
Garden City, KS |
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5-Year Return on Average Assets | 2.12% | |||
Net Income | 4.64M | |||
Net Interest Spread | 4.39% | |||
Operating Profit to Average Assets | 2.43% | |||
Overhead Efficiency Ratio | 41.30% | |||
Return on Assets | 2.35% | |||
Return on Equity | 25.91% | |||