C
Bank of The Bluegrass and Trust Co.
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of The Bluegrass and Trust Co.
Lexington, KY
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.90
Capitalization Index 9.70
Liquidity Index 2.40
Profitability Index 6.30
Stability Index 5.70
Company Info Bank of The Bluegrass and Trust Co.
Lexington, KY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 21161
Phone Number (859) 233-4500
Website www.bankofthebluegrass.com
Asset Quality Bank of The Bluegrass and Trust Co.
Lexington, KY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 0.92%
5-Year Asset Growth 7.04%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.19%
Non-Performing Loans to Loans 0.03%
Balance Sheet Bank of The Bluegrass and Trust Co.
Lexington, KY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 406.97M
Total Deposits 345.95M
Capital and Reserves Bank of The Bluegrass and Trust Co.
Lexington, KY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 37.47M
Leverage Ratio 10.80
Loan Loss Reserves to Loans 1.76%
Risk-Based Capital Ratio --
Liquidity Bank of The Bluegrass and Trust Co.
Lexington, KY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 11.44%
Liquidity Ratio 24.22%
Profitability Bank of The Bluegrass and Trust Co.
Lexington, KY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.21%
Net Income 2.74M
Net Interest Spread 3.61%
Operating Profit to Average Assets 1.79%
Overhead Efficiency Ratio 61.90%
Return on Assets 1.35%
Return on Equity 15.17%