B
Bank of The Bluegrass and Trust Co.
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of The Bluegrass and Trust Co.
Lexington, KY
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Rating B
Asset Quality Index 8.90
Capitalization Index 8.90
Liquidity Index 2.60
Profitability Index 6.10
Stability Index 5.70
Company Info Bank of The Bluegrass and Trust Co.
Lexington, KY
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FDIC Number 21161
Phone Number (859) 233-4500
Website www.bankofthebluegrass.com
Asset Quality Bank of The Bluegrass and Trust Co.
Lexington, KY
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1-Year Asset Growth 7.05%
5-Year Asset Growth 8.22%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.31%
Non-Performing Loans to Loans 0.03%
Balance Sheet Bank of The Bluegrass and Trust Co.
Lexington, KY
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Total Assets 405.56M
Total Deposits 356.43M
Capital and Reserves Bank of The Bluegrass and Trust Co.
Lexington, KY
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Capital 34.12M
Leverage Ratio 10.27
Loan Loss Reserves to Loans 1.76%
Risk-Based Capital Ratio --
Liquidity Bank of The Bluegrass and Trust Co.
Lexington, KY
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Hot Money Ratio 13.12%
Liquidity Ratio 26.89%
Profitability Bank of The Bluegrass and Trust Co.
Lexington, KY
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5-Year Return on Average Assets 1.20%
Net Income 3.91M
Net Interest Spread 3.28%
Operating Profit to Average Assets 1.62%
Overhead Efficiency Ratio 62.28%
Return on Assets 1.31%
Return on Equity 16.13%