Bank of the Mountains, Inc.
| Weiss Ratings |
Bank of the Mountains, Inc.
West Liberty, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 5.80 | |||
| Company Info |
Bank of the Mountains, Inc.
West Liberty, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 21219 | |||
| Phone Number | (606) 743-3141 | |||
| Website | botm.bank | |||
| Asset Quality |
Bank of the Mountains, Inc.
West Liberty, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.92% | |||
| 5-Year Asset Growth | 5.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 4.35% | |||
| Non-Performing Loans to Loans | 0.54% | |||
| Balance Sheet |
Bank of the Mountains, Inc.
West Liberty, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 97.27M | |||
| Total Deposits | 85.79M | |||
| Capital and Reserves |
Bank of the Mountains, Inc.
West Liberty, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 9.33M | |||
| Leverage Ratio | 9.39 | |||
| Loan Loss Reserves to Loans | 1.42% | |||
| Risk-Based Capital Ratio | 14.79 | |||
| Liquidity |
Bank of the Mountains, Inc.
West Liberty, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 25.91% | |||
| Liquidity Ratio | 18.72% | |||
| Profitability |
Bank of the Mountains, Inc.
West Liberty, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | 881.00K | |||
| Net Interest Spread | 5.40% | |||
| Operating Profit to Average Assets | 1.20% | |||
| Overhead Efficiency Ratio | 75.07% | |||
| Return on Assets | 0.91% | |||
| Return on Equity | 9.51% | |||