Bank of the Mountains, Inc.
| Weiss Ratings |
Bank of the Mountains, Inc.
West Liberty, KY |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 5.80 | |||
| Company Info |
Bank of the Mountains, Inc.
West Liberty, KY |
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| FDIC Number | 21219 | |||
| Phone Number | (606) 743-3141 | |||
| Website | botm.bank | |||
| Asset Quality |
Bank of the Mountains, Inc.
West Liberty, KY |
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| 1-Year Asset Growth | 2.27% | |||
| 5-Year Asset Growth | 5.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.42% | |||
| Non-Performing Loans to Capital | 4.21% | |||
| Non-Performing Loans to Loans | 0.56% | |||
| Balance Sheet |
Bank of the Mountains, Inc.
West Liberty, KY |
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| Total Assets | 100.02M | |||
| Total Deposits | 87.95M | |||
| Capital and Reserves |
Bank of the Mountains, Inc.
West Liberty, KY |
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| Capital | 9.29M | |||
| Leverage Ratio | 9.23 | |||
| Loan Loss Reserves to Loans | 1.25% | |||
| Risk-Based Capital Ratio | 14.43 | |||
| Liquidity |
Bank of the Mountains, Inc.
West Liberty, KY |
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| Hot Money Ratio | 25.25% | |||
| Liquidity Ratio | 15.31% | |||
| Profitability |
Bank of the Mountains, Inc.
West Liberty, KY |
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| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 380.00K | |||
| Net Interest Spread | 5.33% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 79.77% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 8.18% | |||