Bank of the Mountains, Inc.
| Weiss Ratings |
Bank of the Mountains, Inc.
West Liberty, KY |
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| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 5.70 | |||
| Company Info |
Bank of the Mountains, Inc.
West Liberty, KY |
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| FDIC Number | 21219 | |||
| Phone Number | (606) 743-3141 | |||
| Website | botm.bank | |||
| Asset Quality |
Bank of the Mountains, Inc.
West Liberty, KY |
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| 1-Year Asset Growth | 8.78% | |||
| 5-Year Asset Growth | 5.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 3.95% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
Bank of the Mountains, Inc.
West Liberty, KY |
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| Total Assets | 97.64M | |||
| Total Deposits | 86.13M | |||
| Capital and Reserves |
Bank of the Mountains, Inc.
West Liberty, KY |
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| Capital | 9.32M | |||
| Leverage Ratio | 9.58 | |||
| Loan Loss Reserves to Loans | 1.33% | |||
| Risk-Based Capital Ratio | 15.16 | |||
| Liquidity |
Bank of the Mountains, Inc.
West Liberty, KY |
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| Hot Money Ratio | 25.49% | |||
| Liquidity Ratio | 22.16% | |||
| Profitability |
Bank of the Mountains, Inc.
West Liberty, KY |
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| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | 734.00K | |||
| Net Interest Spread | 5.35% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 74.16% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 10.58% | |||