C
First Kentucky Bank, Inc.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Kentucky Bank, Inc.
Mayfield, KY
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Rating C
Asset Quality Index 7.80
Capitalization Index 6.60
Liquidity Index 2.00
Profitability Index 4.50
Stability Index 5.60
Company Info First Kentucky Bank, Inc.
Mayfield, KY
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FDIC Number 21247
Phone Number (270) 247-1403
Website www.firstkentucky.com
Asset Quality First Kentucky Bank, Inc.
Mayfield, KY
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1-Year Asset Growth 3.66%
5-Year Asset Growth 5.34%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.54%
Non-Performing Loans to Loans 0.24%
Balance Sheet First Kentucky Bank, Inc.
Mayfield, KY
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Total Assets 591.89M
Total Deposits 509.92M
Capital and Reserves First Kentucky Bank, Inc.
Mayfield, KY
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Capital 43.07M
Leverage Ratio 9.05
Loan Loss Reserves to Loans 1.35%
Risk-Based Capital Ratio 14.06
Liquidity First Kentucky Bank, Inc.
Mayfield, KY
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Hot Money Ratio 24.86%
Liquidity Ratio 22.70%
Profitability First Kentucky Bank, Inc.
Mayfield, KY
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5-Year Return on Average Assets 1.08%
Net Income 4.89M
Net Interest Spread 3.21%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 69.00%
Return on Assets 1.09%
Return on Equity 16.30%