C
Bank of Pensacola
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Pensacola
Pensacola, FL
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Rating C
Asset Quality Index 8.70
Capitalization Index 6.10
Liquidity Index 0.70
Profitability Index 3.20
Stability Index 4.50
Company Info Bank of Pensacola
Pensacola, FL
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FDIC Number 21284
Phone Number (850) 453-3411
Website www.bankpensacola.com
Asset Quality Bank of Pensacola
Pensacola, FL
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1-Year Asset Growth -3.58%
5-Year Asset Growth 12.58%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Bank of Pensacola
Pensacola, FL
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Total Assets 139.24M
Total Deposits 125.90M
Capital and Reserves Bank of Pensacola
Pensacola, FL
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Capital 12.96M
Leverage Ratio 9.33
Loan Loss Reserves to Loans 0.76%
Risk-Based Capital Ratio 21.59
Liquidity Bank of Pensacola
Pensacola, FL
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Hot Money Ratio 11.54%
Liquidity Ratio 39.07%
Profitability Bank of Pensacola
Pensacola, FL
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5-Year Return on Average Assets 0.46%
Net Income 261.00K
Net Interest Spread 2.63%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 66.05%
Return on Assets 0.75%
Return on Equity 8.10%