C
Bank of Pensacola
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Pensacola
Pensacola, FL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.90
Capitalization Index 7.10
Liquidity Index 1.10
Profitability Index 3.80
Stability Index 4.60
Company Info Bank of Pensacola
Pensacola, FL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 21284
Phone Number (850) 453-3411
Website www.bankpensacola.com
Asset Quality Bank of Pensacola
Pensacola, FL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -3.08%
5-Year Asset Growth 12.58%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Bank of Pensacola
Pensacola, FL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 142.20M
Total Deposits 128.49M
Capital and Reserves Bank of Pensacola
Pensacola, FL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 13.43M
Leverage Ratio 9.60
Loan Loss Reserves to Loans 0.74%
Risk-Based Capital Ratio --
Liquidity Bank of Pensacola
Pensacola, FL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 11.41%
Liquidity Ratio 39.17%
Profitability Bank of Pensacola
Pensacola, FL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.46%
Net Income 734.00K
Net Interest Spread 2.80%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 68.64%
Return on Assets 0.70%
Return on Equity 7.48%