C
Bank of Pensacola
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Pensacola
Pensacola, FL
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Rating C
Asset Quality Index 9.20
Capitalization Index 7.80
Liquidity Index 1.30
Profitability Index 4.70
Stability Index 5.00
Company Info Bank of Pensacola
Pensacola, FL
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FDIC Number 21284
Phone Number (850) 453-3411
Website www.bankpensacola.com
Asset Quality Bank of Pensacola
Pensacola, FL
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1-Year Asset Growth -2.11%
5-Year Asset Growth 5.04%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Bank of Pensacola
Pensacola, FL
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Total Assets 147.02M
Total Deposits 132.64M
Capital and Reserves Bank of Pensacola
Pensacola, FL
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Capital 14.14M
Leverage Ratio 9.84
Loan Loss Reserves to Loans 0.68%
Risk-Based Capital Ratio --
Liquidity Bank of Pensacola
Pensacola, FL
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Hot Money Ratio 11.01%
Liquidity Ratio 36.59%
Profitability Bank of Pensacola
Pensacola, FL
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5-Year Return on Average Assets 0.50%
Net Income 738.00K
Net Interest Spread 3.21%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 58.50%
Return on Assets 1.04%
Return on Equity 10.66%