C
Bank of Pensacola
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Pensacola
Pensacola, FL
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Rating C
Asset Quality Index 8.80
Capitalization Index 6.60
Liquidity Index 1.50
Profitability Index 3.70
Stability Index 4.70
Company Info Bank of Pensacola
Pensacola, FL
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FDIC Number 21284
Phone Number (850) 453-3411
Website www.bankpensacola.com
Asset Quality Bank of Pensacola
Pensacola, FL
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1-Year Asset Growth 1.96%
5-Year Asset Growth 12.58%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Bank of Pensacola
Pensacola, FL
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Total Assets 150.19M
Total Deposits 136.70M
Capital and Reserves Bank of Pensacola
Pensacola, FL
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Capital 13.19M
Leverage Ratio 9.54
Loan Loss Reserves to Loans 0.75%
Risk-Based Capital Ratio --
Liquidity Bank of Pensacola
Pensacola, FL
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Hot Money Ratio 10.71%
Liquidity Ratio 43.24%
Profitability Bank of Pensacola
Pensacola, FL
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5-Year Return on Average Assets 0.46%
Net Income 497.00K
Net Interest Spread 2.71%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 67.47%
Return on Assets 0.72%
Return on Equity 7.66%