C
Bank of Pensacola
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Pensacola
Pensacola, FL
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Rating C
Asset Quality Index 9.00
Capitalization Index 7.60
Liquidity Index 1.20
Profitability Index 3.90
Stability Index 4.80
Company Info Bank of Pensacola
Pensacola, FL
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FDIC Number 21284
Phone Number (850) 453-3411
Website www.bankpensacola.com
Asset Quality Bank of Pensacola
Pensacola, FL
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1-Year Asset Growth -0.36%
5-Year Asset Growth 5.04%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Bank of Pensacola
Pensacola, FL
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Total Assets 144.35M
Total Deposits 130.34M
Capital and Reserves Bank of Pensacola
Pensacola, FL
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Capital 13.72M
Leverage Ratio 9.74
Loan Loss Reserves to Loans 0.72%
Risk-Based Capital Ratio --
Liquidity Bank of Pensacola
Pensacola, FL
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Hot Money Ratio 11.33%
Liquidity Ratio 38.97%
Profitability Bank of Pensacola
Pensacola, FL
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5-Year Return on Average Assets 0.46%
Net Income 1.03M
Net Interest Spread 2.87%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 67.91%
Return on Assets 0.74%
Return on Equity 7.78%