B
PeoplesSouth Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings PeoplesSouth Bank
Colquitt, GA
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Rating B
Asset Quality Index 5.80
Capitalization Index 9.20
Liquidity Index 3.30
Profitability Index 7.30
Stability Index 5.70
Company Info PeoplesSouth Bank
Colquitt, GA
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FDIC Number 21292
Phone Number (229) 758-5511
Website www.peoplessouth.com
Asset Quality PeoplesSouth Bank
Colquitt, GA
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1-Year Asset Growth 4.77%
5-Year Asset Growth 4.72%
5-Year Charge-Offs to Average Loans -0.06%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 1.60%
Non-Performing Loans to Capital 9.77%
Non-Performing Loans to Loans 2.11%
Balance Sheet PeoplesSouth Bank
Colquitt, GA
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Total Assets 1.16B
Total Deposits 1.08B
Capital and Reserves PeoplesSouth Bank
Colquitt, GA
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Capital 71.98M
Leverage Ratio 10.47
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio --
Liquidity PeoplesSouth Bank
Colquitt, GA
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Hot Money Ratio 32.79%
Liquidity Ratio 20.64%
Profitability PeoplesSouth Bank
Colquitt, GA
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5-Year Return on Average Assets 1.30%
Net Income 16.20M
Net Interest Spread 3.91%
Operating Profit to Average Assets 1.87%
Overhead Efficiency Ratio 52.29%
Return on Assets 1.41%
Return on Equity 25.42%