C
NBT Financial Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings NBT Financial Bank
Fort Worth, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 3.20
Capitalization Index 8.90
Liquidity Index 1.40
Profitability Index 5.80
Stability Index 7.20
Company Info NBT Financial Bank
Fort Worth, TX
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 21329
Phone Number (817) 625-5511
Website www.nbt.bank
Asset Quality NBT Financial Bank
Fort Worth, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 19.72%
5-Year Asset Growth 14.31%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.70%
Non-Performing Loans to Capital 15.25%
Non-Performing Loans to Loans 2.25%
Balance Sheet NBT Financial Bank
Fort Worth, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 588.40M
Total Deposits 513.64M
Capital and Reserves NBT Financial Bank
Fort Worth, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 61.60M
Leverage Ratio 10.29
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio 15.18
Liquidity NBT Financial Bank
Fort Worth, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 25.33%
Liquidity Ratio 23.60%
Profitability NBT Financial Bank
Fort Worth, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.86%
Net Income 6.52M
Net Interest Spread 4.48%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 64.66%
Return on Assets 1.18%
Return on Equity 11.34%