D
Sonata Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Sonata Bank
Brentwood, TN
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Rating D
Asset Quality Index 3.60
Capitalization Index 7.80
Liquidity Index 0.10
Profitability Index 0.00
Stability Index 4.90
Company Info Sonata Bank
Brentwood, TN
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FDIC Number 21342
Phone Number (833) 766-2821
Website www.sonatabank.com
Asset Quality Sonata Bank
Brentwood, TN
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1-Year Asset Growth 30.28%
5-Year Asset Growth 184.73%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 12.80%
Non-Performing Loans to Loans 0.31%
Balance Sheet Sonata Bank
Brentwood, TN
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Total Assets 232.50M
Total Deposits 207.47M
Capital and Reserves Sonata Bank
Brentwood, TN
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Capital 21.15M
Leverage Ratio 9.52
Loan Loss Reserves to Loans 0.88%
Risk-Based Capital Ratio 12.77
Liquidity Sonata Bank
Brentwood, TN
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Hot Money Ratio 43.40%
Liquidity Ratio 10.39%
Profitability Sonata Bank
Brentwood, TN
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5-Year Return on Average Assets -4.74%
Net Income -1.99M
Net Interest Spread 3.36%
Operating Profit to Average Assets -1.83%
Overhead Efficiency Ratio 144.86%
Return on Assets -1.83%
Return on Equity -19.69%