C
First NaturalState Bank
McGeheeAR
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First NaturalState Bank
McGehee, AR
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Rating C
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 6.10
Stability Index 4.30
Company Info First NaturalState Bank
McGehee, AR
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FDIC Number 21379
Phone Number (870) 222-3880
Website fnsbank.com
Asset Quality First NaturalState Bank
McGehee, AR
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1-Year Asset Growth 6.03%
5-Year Asset Growth 11.35%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.66%
Non-Performing Loans to Capital 3.93%
Non-Performing Loans to Loans 0.86%
Balance Sheet First NaturalState Bank
McGehee, AR
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Total Assets 100.94M
Total Deposits 86.11M
Capital and Reserves First NaturalState Bank
McGehee, AR
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Capital 14.57M
Leverage Ratio 17.89
Loan Loss Reserves to Loans 1.71%
Risk-Based Capital Ratio 26.89
Liquidity First NaturalState Bank
McGehee, AR
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Hot Money Ratio 26.84%
Liquidity Ratio 19.93%
Profitability First NaturalState Bank
McGehee, AR
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5-Year Return on Average Assets 2.02%
Net Income 459.00K
Net Interest Spread 4.06%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 69.33%
Return on Assets 0.98%
Return on Equity 6.41%