C
Queensborough National Bank & Trust Company
Rating Date
April 2025
Risk Based
Capital Ratio
14.71
Leverage
Ratio
9.22
Return On
Assets
0.99%
Total
Assets
2.18B
Capital
173.01M
Total
Deposits
1.98B
Net
Income
5.37M
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Weiss Ratings Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Rating C
Asset Quality Index 6.40
Capitalization Index 6.30
Liquidity Index 3.10
Profitability Index 4.50
Stability Index 6.80
Company Info Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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FDIC Number 2138
Phone Number (478) 625-2000
Website www.qnbtrust.bank
Asset Quality Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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1-Year Asset Growth 2.89%
5-Year Asset Growth 15.11%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 4.86%
Non-Performing Loans to Loans 0.80%
Balance Sheet Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Total Assets 2.18B
Total Deposits 1.98B
Capital and Reserves Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Capital 173.01M
Leverage Ratio 9.22
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio 14.71
Liquidity Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Hot Money Ratio 8.51%
Liquidity Ratio 18.83%
Profitability Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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5-Year Return on Average Assets 0.95%
Net Income 5.37M
Net Interest Spread 3.44%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 65.10%
Return on Assets 0.99%
Return on Equity 12.75%