B
Queensborough National Bank & Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
13.35
Leverage
Ratio
8.64
Return On
Assets
1.09%
Total
Assets
2.28B
Capital
179.60M
Total
Deposits
2.05B
Net
Income
12.47M
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Weiss Ratings Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Rating B
Asset Quality Index 7.20
Capitalization Index 6.30
Liquidity Index 3.00
Profitability Index 5.20
Stability Index 7.10
Company Info Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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FDIC Number 2138
Phone Number (478) 625-2000
Website www.qnbtrust.bank
Asset Quality Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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1-Year Asset Growth 5.68%
5-Year Asset Growth 6.54%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 3.83%
Non-Performing Loans to Loans 0.34%
Balance Sheet Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Total Assets 2.28B
Total Deposits 2.05B
Capital and Reserves Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Capital 179.60M
Leverage Ratio 8.64
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 13.35
Liquidity Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Hot Money Ratio 7.72%
Liquidity Ratio 15.99%
Profitability Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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5-Year Return on Average Assets 0.98%
Net Income 12.47M
Net Interest Spread 3.87%
Operating Profit to Average Assets 1.42%
Overhead Efficiency Ratio 65.31%
Return on Assets 1.09%
Return on Equity 13.66%