B
Queensborough National Bank & Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
14.01
Leverage
Ratio
9.13
Return On
Assets
1.05%
Total
Assets
2.21B
Capital
181.63M
Total
Deposits
1.98B
Net
Income
22.86M
My Lists My Alerts
Weiss Ratings Queensborough National Bank & Trust Company
Louisville, GA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 6.40
Capitalization Index 6.70
Liquidity Index 3.00
Profitability Index 5.20
Stability Index 7.20
Company Info Queensborough National Bank & Trust Company
Louisville, GA 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 2138
Phone Number (478) 625-2000
Website www.qnbtrust.bank
Asset Quality Queensborough National Bank & Trust Company
Louisville, GA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 3.17%
5-Year Asset Growth 6.54%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 5.00%
Non-Performing Loans to Loans 0.81%
Balance Sheet Queensborough National Bank & Trust Company
Louisville, GA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 2.21B
Total Deposits 1.98B
Capital and Reserves Queensborough National Bank & Trust Company
Louisville, GA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 181.63M
Leverage Ratio 9.13
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio 14.01
Liquidity Queensborough National Bank & Trust Company
Louisville, GA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 7.78%
Liquidity Ratio 18.45%
Profitability Queensborough National Bank & Trust Company
Louisville, GA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.95%
Net Income 22.86M
Net Interest Spread 3.69%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 65.13%
Return on Assets 1.05%
Return on Equity 12.77%