B
Queensborough National Bank & Trust Company
Rating Date
June 2026
Risk Based
Capital Ratio
14.16
Leverage
Ratio
9.12
Return On
Assets
1.08%
Total
Assets
2.34B
Capital
184.38M
Total
Deposits
2.11B
Net
Income
6.06M
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Weiss Ratings Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Rating B
Asset Quality Index 7.70
Capitalization Index 6.60
Liquidity Index 3.20
Profitability Index 5.10
Stability Index 7.10
Company Info Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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FDIC Number 2138
Phone Number (478) 625-2000
Website www.qnbtrust.bank
Asset Quality Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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1-Year Asset Growth 7.67%
5-Year Asset Growth 6.54%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 2.66%
Non-Performing Loans to Loans 0.16%
Balance Sheet Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Total Assets 2.34B
Total Deposits 2.11B
Capital and Reserves Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Capital 184.38M
Leverage Ratio 9.12
Loan Loss Reserves to Loans 0.98%
Risk-Based Capital Ratio 14.16
Liquidity Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Hot Money Ratio 7.38%
Liquidity Ratio 17.71%
Profitability Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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5-Year Return on Average Assets 0.98%
Net Income 6.06M
Net Interest Spread 3.83%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 66.00%
Return on Assets 1.08%
Return on Equity 13.24%