B
Queensborough National Bank & Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
14.82
Leverage
Ratio
9.71
Return On
Assets
1.06%
Total
Assets
2.16B
Capital
189.57M
Total
Deposits
1.93B
Net
Income
17.13M
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Weiss Ratings Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Rating B
Asset Quality Index 7.30
Capitalization Index 7.10
Liquidity Index 3.00
Profitability Index 5.30
Stability Index 7.10
Company Info Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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FDIC Number 2138
Phone Number (478) 625-2000
Website www.qnbtrust.bank
Asset Quality Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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1-Year Asset Growth 6.90%
5-Year Asset Growth 15.11%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 2.33%
Non-Performing Loans to Loans 0.16%
Balance Sheet Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Total Assets 2.16B
Total Deposits 1.93B
Capital and Reserves Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Capital 189.57M
Leverage Ratio 9.71
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio 14.82
Liquidity Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Hot Money Ratio 7.90%
Liquidity Ratio 17.76%
Profitability Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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5-Year Return on Average Assets 0.95%
Net Income 17.13M
Net Interest Spread 3.67%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 64.45%
Return on Assets 1.06%
Return on Equity 12.92%