C
Queensborough National Bank & Trust Company
Rating Date
April 2025
Risk Based
Capital Ratio
14.43
Leverage
Ratio
9.15
Return On
Assets
0.83%
Total
Assets
2.14B
Capital
163.96M
Total
Deposits
1.96B
Net
Income
17.54M
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Weiss Ratings Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Rating C
Asset Quality Index 7.00
Capitalization Index 6.00
Liquidity Index 3.20
Profitability Index 4.40
Stability Index 7.00
Company Info Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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FDIC Number 2138
Phone Number (478) 625-2000
Website www.qnbtrust.bank
Asset Quality Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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1-Year Asset Growth 3.47%
5-Year Asset Growth 15.11%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 5.09%
Non-Performing Loans to Loans 0.63%
Balance Sheet Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Total Assets 2.14B
Total Deposits 1.96B
Capital and Reserves Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Capital 163.96M
Leverage Ratio 9.15
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 14.43
Liquidity Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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Hot Money Ratio 9.64%
Liquidity Ratio 23.02%
Profitability Queensborough National Bank & Trust Company
Louisville, GA 		Click to
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5-Year Return on Average Assets 1.02%
Net Income 17.54M
Net Interest Spread 3.26%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 69.78%
Return on Assets 0.83%
Return on Equity 10.98%