C
Washington State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Washington State Bank
Washington, IA
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Rating C
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 6.50
Stability Index 5.00
Company Info Washington State Bank
Washington, IA
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FDIC Number 214
Phone Number (319) 653-2151
Website www.washsb.com/
Asset Quality Washington State Bank
Washington, IA
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1-Year Asset Growth 4.22%
5-Year Asset Growth 15.03%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.57%
Non-Performing Loans to Capital 4.38%
Non-Performing Loans to Loans 0.97%
Balance Sheet Washington State Bank
Washington, IA
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Total Assets 592.76M
Total Deposits 526.76M
Capital and Reserves Washington State Bank
Washington, IA
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Capital 42.31M
Leverage Ratio 12.66
Loan Loss Reserves to Loans 1.51%
Risk-Based Capital Ratio 21.61
Liquidity Washington State Bank
Washington, IA
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Hot Money Ratio 44.42%
Liquidity Ratio 24.16%
Profitability Washington State Bank
Washington, IA
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5-Year Return on Average Assets 1.27%
Net Income 5.96M
Net Interest Spread 3.58%
Operating Profit to Average Assets 1.62%
Overhead Efficiency Ratio 44.74%
Return on Assets 1.31%
Return on Equity 20.56%