C
Washington State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Washington State Bank
Washington, IA
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Rating C
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 6.40
Stability Index 5.00
Company Info Washington State Bank
Washington, IA
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FDIC Number 214
Phone Number (319) 653-2151
Website www.washsb.com/
Asset Quality Washington State Bank
Washington, IA
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1-Year Asset Growth 5.82%
5-Year Asset Growth 7.97%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 2.13%
Non-Performing Loans to Loans 0.29%
Balance Sheet Washington State Bank
Washington, IA
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Total Assets 601.12M
Total Deposits 510.48M
Capital and Reserves Washington State Bank
Washington, IA
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Capital 49.01M
Leverage Ratio 12.48
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio 21.65
Liquidity Washington State Bank
Washington, IA
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Hot Money Ratio 46.39%
Liquidity Ratio 22.98%
Profitability Washington State Bank
Washington, IA
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5-Year Return on Average Assets 1.30%
Net Income 4.15M
Net Interest Spread 3.59%
Operating Profit to Average Assets 1.67%
Overhead Efficiency Ratio 45.71%
Return on Assets 1.32%
Return on Equity 18.67%