C
Washington State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Washington State Bank
Washington, IA
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Rating C
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 6.40
Stability Index 5.00
Company Info Washington State Bank
Washington, IA
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FDIC Number 214
Phone Number (319) 653-2151
Website www.washsb.com/
Asset Quality Washington State Bank
Washington, IA
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1-Year Asset Growth 2.13%
5-Year Asset Growth 7.97%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 2.08%
Non-Performing Loans to Loans 0.40%
Balance Sheet Washington State Bank
Washington, IA
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Total Assets 588.90M
Total Deposits 519.92M
Capital and Reserves Washington State Bank
Washington, IA
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Capital 42.95M
Leverage Ratio 12.24
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio 21.49
Liquidity Washington State Bank
Washington, IA
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Hot Money Ratio 43.62%
Liquidity Ratio 24.32%
Profitability Washington State Bank
Washington, IA
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5-Year Return on Average Assets 1.27%
Net Income 7.83M
Net Interest Spread 3.71%
Operating Profit to Average Assets 1.60%
Overhead Efficiency Ratio 45.50%
Return on Assets 1.28%
Return on Equity 19.76%