Major Rating Factors:
A current level of 3.6 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Good asset quality (7.0).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 18.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10).
Asset Mix:
Comm re (25%), cash (18%), comm loans (11%), home eq lns (8%), home mtgs (7%), securities (4%), consumer loans (0%), other (27%)
States with Branches:
UT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Redemption Holding Company
Investment Rating
--
Address
2020 East Murray Holladay Road
Holladay, UT 84117
Holladay, UT 84117
Phone Number
(801) 272-4275
Year Founded
1974
FDIC Number
Website
Largest Affiliates
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