C
Fidelity Bank of Texas
Waco,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Fidelity Bank of Texas
Waco, TX
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Rating C
Asset Quality Index 4.30
Capitalization Index 9.50
Liquidity Index 2.20
Profitability Index 1.10
Stability Index 6.90
Company Info Fidelity Bank of Texas
Waco, TX
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FDIC Number 21455
Phone Number (254) 755-6555
Website www.fbot.com
Asset Quality Fidelity Bank of Texas
Waco, TX
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1-Year Asset Growth 18.43%
5-Year Asset Growth 8.12%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.30%
Non-Performing Loans to Loans 0.00%
Balance Sheet Fidelity Bank of Texas
Waco, TX
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Total Assets 162.84M
Total Deposits 132.53M
Capital and Reserves Fidelity Bank of Texas
Waco, TX
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Capital 24.20M
Leverage Ratio 10.65
Loan Loss Reserves to Loans 0.63%
Risk-Based Capital Ratio --
Liquidity Fidelity Bank of Texas
Waco, TX
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Hot Money Ratio 31.37%
Liquidity Ratio 25.80%
Profitability Fidelity Bank of Texas
Waco, TX
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5-Year Return on Average Assets -0.20%
Net Income -446.00K
Net Interest Spread 4.27%
Operating Profit to Average Assets -0.49%
Overhead Efficiency Ratio 111.46%
Return on Assets -0.55%
Return on Equity -3.65%