C
Fidelity Bank of Texas
WacoTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Fidelity Bank of Texas
Waco, TX
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Rating C
Asset Quality Index 3.00
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 2.20
Stability Index 6.50
Company Info Fidelity Bank of Texas
Waco, TX
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FDIC Number 21455
Phone Number (254) 755-6555
Website www.fbot.com
Asset Quality Fidelity Bank of Texas
Waco, TX
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1-Year Asset Growth 16.47%
5-Year Asset Growth 7.73%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 30.43%
Non-Performing Loans to Loans 0.00%
Balance Sheet Fidelity Bank of Texas
Waco, TX
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Total Assets 147.81M
Total Deposits 117.44M
Capital and Reserves Fidelity Bank of Texas
Waco, TX
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Capital 23.97M
Leverage Ratio 11.92
Loan Loss Reserves to Loans 0.56%
Risk-Based Capital Ratio --
Liquidity Fidelity Bank of Texas
Waco, TX
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Hot Money Ratio 30.45%
Liquidity Ratio 23.39%
Profitability Fidelity Bank of Texas
Waco, TX
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5-Year Return on Average Assets -0.31%
Net Income 232.00K
Net Interest Spread 5.68%
Operating Profit to Average Assets 0.23%
Overhead Efficiency Ratio 92.27%
Return on Assets 0.23%
Return on Equity 1.29%