C
Fidelity Bank of Texas
WacoTX
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Fidelity Bank of Texas
Waco, TX
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Rating C
Asset Quality Index 3.10
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 3.50
Stability Index 6.30
Company Info Fidelity Bank of Texas
Waco, TX
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FDIC Number 21455
Phone Number (254) 755-6555
Website www.fbot.com
Asset Quality Fidelity Bank of Texas
Waco, TX
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1-Year Asset Growth 23.88%
5-Year Asset Growth 8.12%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 29.05%
Non-Performing Loans to Loans 0.00%
Balance Sheet Fidelity Bank of Texas
Waco, TX
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Total Assets 157.05M
Total Deposits 126.24M
Capital and Reserves Fidelity Bank of Texas
Waco, TX
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Capital 24.65M
Leverage Ratio 11.58
Loan Loss Reserves to Loans 0.63%
Risk-Based Capital Ratio --
Liquidity Fidelity Bank of Texas
Waco, TX
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Hot Money Ratio 31.90%
Liquidity Ratio 26.81%
Profitability Fidelity Bank of Texas
Waco, TX
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5-Year Return on Average Assets -0.31%
Net Income 910.00K
Net Interest Spread 5.66%
Operating Profit to Average Assets 0.66%
Overhead Efficiency Ratio 83.59%
Return on Assets 0.66%
Return on Equity 3.79%