B
CornerStone State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings CornerStone State Bank
Montgomery, MN
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Rating B
Asset Quality Index 6.60
Capitalization Index 9.40
Liquidity Index 3.20
Profitability Index 5.20
Stability Index 4.20
Company Info CornerStone State Bank
Montgomery, MN
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FDIC Number 21525
Phone Number (507) 364-2265
Website www.cornerstonestatebank.com
Asset Quality CornerStone State Bank
Montgomery, MN
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1-Year Asset Growth 4.91%
5-Year Asset Growth 2.67%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.85%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 4.25%
Non-Performing Loans to Loans 0.80%
Balance Sheet CornerStone State Bank
Montgomery, MN
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Total Assets 246.96M
Total Deposits 223.95M
Capital and Reserves CornerStone State Bank
Montgomery, MN
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Capital 19.95M
Leverage Ratio 10.60
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio --
Liquidity CornerStone State Bank
Montgomery, MN
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Hot Money Ratio 17.26%
Liquidity Ratio 29.97%
Profitability CornerStone State Bank
Montgomery, MN
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5-Year Return on Average Assets 0.84%
Net Income 1.82M
Net Interest Spread 3.60%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 61.16%
Return on Assets 1.45%
Return on Equity 19.10%