| Weiss Ratings |
West Central Georgia Bank
Thomaston, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 7.40 | |||
| Stability Index | 9.00 | |||
| Company Info |
West Central Georgia Bank
Thomaston, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 21526 | |||
| Phone Number | (706) 647-8951 | |||
| Website | www.wcgb.com | |||
| Asset Quality |
West Central Georgia Bank
Thomaston, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.42% | |||
| 5-Year Asset Growth | 4.68% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
West Central Georgia Bank
Thomaston, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 158.68M | |||
| Total Deposits | 122.54M | |||
| Capital and Reserves |
West Central Georgia Bank
Thomaston, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 33.47M | |||
| Leverage Ratio | 22.87 | |||
| Loan Loss Reserves to Loans | 2.13% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
West Central Georgia Bank
Thomaston, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 14.50% | |||
| Liquidity Ratio | 52.47% | |||
| Profitability |
West Central Georgia Bank
Thomaston, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.33% | |||
| Net Income | 1.71M | |||
| Net Interest Spread | 4.32% | |||
| Operating Profit to Average Assets | 1.83% | |||
| Overhead Efficiency Ratio | 59.32% | |||
| Return on Assets | 1.47% | |||
| Return on Equity | 7.00% | |||