| Weiss Ratings |
West Central Georgia Bank
Thomaston, GA |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 9.00 | |||
| Company Info |
West Central Georgia Bank
Thomaston, GA |
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| FDIC Number | 21526 | |||
| Phone Number | (706) 647-8951 | |||
| Website | www.wcgb.com | |||
| Asset Quality |
West Central Georgia Bank
Thomaston, GA |
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| 1-Year Asset Growth | 4.39% | |||
| 5-Year Asset Growth | 4.68% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.07% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
West Central Georgia Bank
Thomaston, GA |
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| Total Assets | 157.36M | |||
| Total Deposits | 121.99M | |||
| Capital and Reserves |
West Central Georgia Bank
Thomaston, GA |
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| Capital | 32.58M | |||
| Leverage Ratio | 23.08 | |||
| Loan Loss Reserves to Loans | 2.19% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
West Central Georgia Bank
Thomaston, GA |
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| Hot Money Ratio | 14.14% | |||
| Liquidity Ratio | 53.77% | |||
| Profitability |
West Central Georgia Bank
Thomaston, GA |
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| 5-Year Return on Average Assets | 1.33% | |||
| Net Income | 1.03M | |||
| Net Interest Spread | 4.25% | |||
| Operating Profit to Average Assets | 1.70% | |||
| Overhead Efficiency Ratio | 61.66% | |||
| Return on Assets | 1.34% | |||
| Return on Equity | 6.38% | |||