| Weiss Ratings |
West Central Georgia Bank
Thomaston, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 9.30 | |||
| Company Info |
West Central Georgia Bank
Thomaston, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 21526 | |||
| Phone Number | (706) 647-8951 | |||
| Website | www.wcgb.com | |||
| Asset Quality |
West Central Georgia Bank
Thomaston, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.29% | |||
| 5-Year Asset Growth | 4.68% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
West Central Georgia Bank
Thomaston, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 148.74M | |||
| Total Deposits | 114.24M | |||
| Capital and Reserves |
West Central Georgia Bank
Thomaston, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 31.86M | |||
| Leverage Ratio | 23.98 | |||
| Loan Loss Reserves to Loans | 2.11% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
West Central Georgia Bank
Thomaston, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.99% | |||
| Liquidity Ratio | 47.93% | |||
| Profitability |
West Central Georgia Bank
Thomaston, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.31% | |||
| Net Income | 2.07M | |||
| Net Interest Spread | 4.33% | |||
| Operating Profit to Average Assets | 1.74% | |||
| Overhead Efficiency Ratio | 60.58% | |||
| Return on Assets | 1.39% | |||
| Return on Equity | 6.05% | |||