| Weiss Ratings |
First State Bank of Randolph County
Cuthbert, GA |
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| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 0.60 | |||
| Stability Index | 1.60 | |||
| Company Info |
First State Bank of Randolph County
Cuthbert, GA |
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| FDIC Number | 2157 | |||
| Phone Number | (229) 732-3791 | |||
| Website | -- | |||
| Asset Quality |
First State Bank of Randolph County
Cuthbert, GA |
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| 1-Year Asset Growth | 1.03% | |||
| 5-Year Asset Growth | -1.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 1.60% | |||
| Non-Performing Loans to Capital | 17.14% | |||
| Non-Performing Loans to Loans | 4.53% | |||
| Balance Sheet |
First State Bank of Randolph County
Cuthbert, GA |
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| Total Assets | 86.86M | |||
| Total Deposits | 84.40M | |||
| Capital and Reserves |
First State Bank of Randolph County
Cuthbert, GA |
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| Capital | 1.21M | |||
| Leverage Ratio | 8.30 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | 15.77 | |||
| Liquidity |
First State Bank of Randolph County
Cuthbert, GA |
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| Hot Money Ratio | 22.49% | |||
| Liquidity Ratio | 35.48% | |||
| Profitability |
First State Bank of Randolph County
Cuthbert, GA |
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| 5-Year Return on Average Assets | 0.16% | |||
| Net Income | -118.00K | |||
| Net Interest Spread | 2.49% | |||
| Operating Profit to Average Assets | -0.25% | |||
| Overhead Efficiency Ratio | 109.30% | |||
| Return on Assets | -0.25% | |||
| Return on Equity | -17.66% | |||