E
First State Bank of Randolph County
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank of Randolph County
Cuthbert, GA
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Rating E
Asset Quality Index 5.20
Capitalization Index 6.30
Liquidity Index 4.60
Profitability Index 1.50
Stability Index 0.30
Company Info First State Bank of Randolph County
Cuthbert, GA
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FDIC Number 2157
Phone Number (229) 732-3791
Website --
Asset Quality First State Bank of Randolph County
Cuthbert, GA
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1-Year Asset Growth 0.14%
5-Year Asset Growth 2.47%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 1.60%
Non-Performing Loans to Capital 14.11%
Non-Performing Loans to Loans 3.89%
Balance Sheet First State Bank of Randolph County
Cuthbert, GA
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Total Assets 88.99M
Total Deposits 88.98M
Capital and Reserves First State Bank of Randolph County
Cuthbert, GA
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Capital -460.00K
Leverage Ratio 8.31
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio 16.09
Liquidity First State Bank of Randolph County
Cuthbert, GA
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Hot Money Ratio 19.23%
Liquidity Ratio 32.41%
Profitability First State Bank of Randolph County
Cuthbert, GA
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5-Year Return on Average Assets 0.41%
Net Income 2.00K
Net Interest Spread 2.50%
Operating Profit to Average Assets 0.00%
Overhead Efficiency Ratio 97.99%
Return on Assets 0.00%
Return on Equity -0.43%