| Weiss Ratings |
First State Bank of Randolph County
Cuthbert, GA |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 1.70 | |||
| Stability Index | 1.50 | |||
| Company Info |
First State Bank of Randolph County
Cuthbert, GA |
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| FDIC Number | 2157 | |||
| Phone Number | (229) 732-3791 | |||
| Website | -- | |||
| Asset Quality |
First State Bank of Randolph County
Cuthbert, GA |
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| 1-Year Asset Growth | -0.89% | |||
| 5-Year Asset Growth | 2.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 1.61% | |||
| Non-Performing Loans to Capital | 13.99% | |||
| Non-Performing Loans to Loans | 3.73% | |||
| Balance Sheet |
First State Bank of Randolph County
Cuthbert, GA |
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| Total Assets | 88.12M | |||
| Total Deposits | 87.38M | |||
| Capital and Reserves |
First State Bank of Randolph County
Cuthbert, GA |
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| Capital | 287.00K | |||
| Leverage Ratio | 8.23 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Risk-Based Capital Ratio | 16.21 | |||
| Liquidity |
First State Bank of Randolph County
Cuthbert, GA |
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| Hot Money Ratio | 20.62% | |||
| Liquidity Ratio | 28.95% | |||
| Profitability |
First State Bank of Randolph County
Cuthbert, GA |
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| 5-Year Return on Average Assets | 0.30% | |||
| Net Income | 25.00K | |||
| Net Interest Spread | 2.48% | |||
| Operating Profit to Average Assets | 0.10% | |||
| Overhead Efficiency Ratio | 95.50% | |||
| Return on Assets | 0.10% | |||
| Return on Equity | 34.84% | |||