B
Bank of Tennessee
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Tennessee
Kingsport, TN
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Rating B
Asset Quality Index 8.00
Capitalization Index 7.90
Liquidity Index 2.40
Profitability Index 6.40
Stability Index 5.70
Company Info Bank of Tennessee
Kingsport, TN
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FDIC Number 21573
Phone Number (423) 378-9500
Website www.bankoftennessee.com
Asset Quality Bank of Tennessee
Kingsport, TN
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1-Year Asset Growth 8.49%
5-Year Asset Growth 7.27%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 3.43%
Non-Performing Loans to Loans 0.59%
Balance Sheet Bank of Tennessee
Kingsport, TN
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Total Assets 2.05B
Total Deposits 1.84B
Capital and Reserves Bank of Tennessee
Kingsport, TN
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Capital 182.02M
Leverage Ratio 9.59
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 13.04
Liquidity Bank of Tennessee
Kingsport, TN
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Hot Money Ratio 5.63%
Liquidity Ratio 19.15%
Profitability Bank of Tennessee
Kingsport, TN
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5-Year Return on Average Assets 1.42%
Net Income 22.83M
Net Interest Spread 3.74%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 61.64%
Return on Assets 1.53%
Return on Equity 17.66%