C
HCN Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings HCN Bank
Riverside, CA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 1.50
Profitability Index 9.50
Stability Index 5.00
Company Info HCN Bank
Riverside, CA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 21606
Phone Number (951) 248-2000
Website www.hcnbank.com
Asset Quality HCN Bank
Riverside, CA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.88%
5-Year Asset Growth 1.70%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet HCN Bank
Riverside, CA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 998.43M
Total Deposits 846.29M
Capital and Reserves HCN Bank
Riverside, CA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 114.26M
Leverage Ratio 11.70
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio --
Liquidity HCN Bank
Riverside, CA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 5.50%
Liquidity Ratio 9.70%
Profitability HCN Bank
Riverside, CA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 2.20%
Net Income 10.90M
Net Interest Spread 3.95%
Operating Profit to Average Assets 2.28%
Overhead Efficiency Ratio 44.90%
Return on Assets 2.18%
Return on Equity 19.17%