B
HCN Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings HCN Bank
Riverside, CA
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 9.70
Stability Index 5.70
Company Info HCN Bank
Riverside, CA
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FDIC Number 21606
Phone Number (951) 248-2000
Website www.hcnbank.com
Asset Quality HCN Bank
Riverside, CA
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1-Year Asset Growth 3.74%
5-Year Asset Growth 7.14%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet HCN Bank
Riverside, CA
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Total Assets 997.52M
Total Deposits 881.40M
Capital and Reserves HCN Bank
Riverside, CA
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Capital 107.93M
Leverage Ratio 11.44
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio 16.05
Liquidity HCN Bank
Riverside, CA
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Hot Money Ratio 5.21%
Liquidity Ratio 19.05%
Profitability HCN Bank
Riverside, CA
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5-Year Return on Average Assets 2.22%
Net Income 6.09M
Net Interest Spread 3.89%
Operating Profit to Average Assets 2.53%
Overhead Efficiency Ratio 40.87%
Return on Assets 2.48%
Return on Equity 22.96%