C
Peoples Bank of Graceville
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank of Graceville
Graceville, FL
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Rating C
Asset Quality Index 7.30
Capitalization Index 6.10
Liquidity Index 1.90
Profitability Index 3.80
Stability Index 3.40
Company Info Peoples Bank of Graceville
Graceville, FL
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FDIC Number 21692
Phone Number (850) 263-3267
Website www.peoplesgraceville.com
Asset Quality Peoples Bank of Graceville
Graceville, FL
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1-Year Asset Growth 4.29%
5-Year Asset Growth 0.20%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 2.56%
Non-Performing Loans to Loans 1.19%
Balance Sheet Peoples Bank of Graceville
Graceville, FL
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Total Assets 115.78M
Total Deposits 106.53M
Capital and Reserves Peoples Bank of Graceville
Graceville, FL
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Capital 8.58M
Leverage Ratio 10.29
Loan Loss Reserves to Loans 0.89%
Risk-Based Capital Ratio 31.22
Liquidity Peoples Bank of Graceville
Graceville, FL
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Hot Money Ratio 31.46%
Liquidity Ratio 66.50%
Profitability Peoples Bank of Graceville
Graceville, FL
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5-Year Return on Average Assets 1.07%
Net Income 592.00K
Net Interest Spread 2.44%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 63.00%
Return on Assets 0.99%
Return on Equity 14.44%