C
Citizens Business Bank, National Association
Ontario,  CA
Rating Date
March 2026
Risk Based
Capital Ratio
16.44
Leverage
Ratio
11.46
Return On
Assets
1.37%
Total
Assets
15.63B
Capital
2.27B
Total
Deposits
12.13B
Net
Income
214.68M
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Weiss Ratings Citizens Business Bank, National Association
Ontario, CA 		Click to
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Rating C
Asset Quality Index 6.80
Capitalization Index 8.10
Liquidity Index 2.50
Profitability Index 7.00
Stability Index 5.70
Company Info Citizens Business Bank, National Association
Ontario, CA 		Click to
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FDIC Number 21716
Phone Number (909) 980-4030
Website www.cbbank.com
Asset Quality Citizens Business Bank, National Association
Ontario, CA 		Click to
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1-Year Asset Growth 3.13%
5-Year Asset Growth 1.69%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 0.72%
Non-Performing Loans to Loans 0.25%
Balance Sheet Citizens Business Bank, National Association
Ontario, CA 		Click to
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Total Assets 15.63B
Total Deposits 12.13B
Capital and Reserves Citizens Business Bank, National Association
Ontario, CA 		Click to
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Capital 2.27B
Leverage Ratio 11.46
Loan Loss Reserves to Loans 0.89%
Risk-Based Capital Ratio 16.44
Liquidity Citizens Business Bank, National Association
Ontario, CA 		Click to
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Hot Money Ratio 1.96%
Liquidity Ratio 15.02%
Profitability Citizens Business Bank, National Association
Ontario, CA 		Click to
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5-Year Return on Average Assets 1.37%
Net Income 214.68M
Net Interest Spread 3.28%
Operating Profit to Average Assets 1.85%
Overhead Efficiency Ratio 43.22%
Return on Assets 1.37%
Return on Equity 9.64%