B
Citizens Business Bank, National Association
Ontario,  CA
Rating Date
August 2026
Risk Based
Capital Ratio
14.94
Leverage
Ratio
11.41
Return On
Assets
1.15%
Total
Assets
21.18B
Capital
3.11B
Total
Deposits
16.41B
Net
Income
103.02M
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Weiss Ratings Citizens Business Bank, National Association
Ontario, CA 		Click to
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Rating B
Asset Quality Index 6.80
Capitalization Index 8.60
Liquidity Index 2.70
Profitability Index 6.30
Stability Index 5.70
Company Info Citizens Business Bank, National Association
Ontario, CA 		Click to
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FDIC Number 21716
Phone Number (909) 980-4030
Website www.cbbank.com
Asset Quality Citizens Business Bank, National Association
Ontario, CA 		Click to
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1-Year Asset Growth 37.39%
5-Year Asset Growth 1.69%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.18%
Non-Performing Loans to Loans 0.32%
Balance Sheet Citizens Business Bank, National Association
Ontario, CA 		Click to
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Total Assets 21.18B
Total Deposits 16.41B
Capital and Reserves Citizens Business Bank, National Association
Ontario, CA 		Click to
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Capital 3.11B
Leverage Ratio 11.41
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 14.94
Liquidity Citizens Business Bank, National Association
Ontario, CA 		Click to
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Hot Money Ratio 3.84%
Liquidity Ratio 18.12%
Profitability Citizens Business Bank, National Association
Ontario, CA 		Click to
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5-Year Return on Average Assets 1.36%
Net Income 103.02M
Net Interest Spread 3.52%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 52.94%
Return on Assets 1.15%
Return on Equity 8.27%