B
Heritage Bank of Schaumburg
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Heritage Bank of Schaumburg
Schaumburg, IL
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Rating B
Asset Quality Index 7.40
Capitalization Index 9.30
Liquidity Index 4.10
Profitability Index 4.90
Stability Index 8.10
Company Info Heritage Bank of Schaumburg
Schaumburg, IL
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FDIC Number 21721
Phone Number (847) 524-4000
Website www.hbschaumburg.com
Asset Quality Heritage Bank of Schaumburg
Schaumburg, IL
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1-Year Asset Growth 3.19%
5-Year Asset Growth 0.25%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Heritage Bank of Schaumburg
Schaumburg, IL
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Total Assets 149.96M
Total Deposits 126.71M
Capital and Reserves Heritage Bank of Schaumburg
Schaumburg, IL
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Capital 22.61M
Leverage Ratio 10.53
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio 23.23
Liquidity Heritage Bank of Schaumburg
Schaumburg, IL
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Hot Money Ratio 19.89%
Liquidity Ratio 49.07%
Profitability Heritage Bank of Schaumburg
Schaumburg, IL
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5-Year Return on Average Assets 0.75%
Net Income 1.83M
Net Interest Spread 3.45%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 62.73%
Return on Assets 1.23%
Return on Equity 8.48%