| Weiss Ratings |
Farmers and Merchants State Bank
Langdon, ND |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 7.70 | |||
| Company Info |
Farmers and Merchants State Bank
Langdon, ND |
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| FDIC Number | 21728 | |||
| Phone Number | (701) 256-5431 | |||
| Website | www.fmbanklangdon.com | |||
| Asset Quality |
Farmers and Merchants State Bank
Langdon, ND |
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| 1-Year Asset Growth | -1.77% | |||
| 5-Year Asset Growth | 6.55% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.21% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.97% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Farmers and Merchants State Bank
Langdon, ND |
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| Total Assets | 146.58M | |||
| Total Deposits | 103.22M | |||
| Capital and Reserves |
Farmers and Merchants State Bank
Langdon, ND |
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| Capital | 19.98M | |||
| Leverage Ratio | 14.38 | |||
| Loan Loss Reserves to Loans | 0.78% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers and Merchants State Bank
Langdon, ND |
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| Hot Money Ratio | 21.04% | |||
| Liquidity Ratio | 27.68% | |||
| Profitability |
Farmers and Merchants State Bank
Langdon, ND |
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| 5-Year Return on Average Assets | 1.31% | |||
| Net Income | 1.25M | |||
| Net Interest Spread | 3.14% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 60.18% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 9.08% | |||