| Weiss Ratings |
Farmers and Merchants State Bank
Langdon, ND |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 7.70 | |||
| Company Info |
Farmers and Merchants State Bank
Langdon, ND |
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| FDIC Number | 21728 | |||
| Phone Number | (701) 256-5431 | |||
| Website | www.fmbanklangdon.com | |||
| Asset Quality |
Farmers and Merchants State Bank
Langdon, ND |
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| 1-Year Asset Growth | 2.20% | |||
| 5-Year Asset Growth | 3.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 2.15% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Farmers and Merchants State Bank
Langdon, ND |
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| Total Assets | 150.27M | |||
| Total Deposits | 108.15M | |||
| Capital and Reserves |
Farmers and Merchants State Bank
Langdon, ND |
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| Capital | 20.72M | |||
| Leverage Ratio | 14.72 | |||
| Loan Loss Reserves to Loans | 0.88% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers and Merchants State Bank
Langdon, ND |
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| Hot Money Ratio | 20.14% | |||
| Liquidity Ratio | 28.80% | |||
| Profitability |
Farmers and Merchants State Bank
Langdon, ND |
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| 5-Year Return on Average Assets | 1.31% | |||
| Net Income | 1.77M | |||
| Net Interest Spread | 3.23% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 57.18% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 9.41% | |||