| Weiss Ratings |
First State Bank
Watonga, OK |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 7.60 | |||
| Company Info |
First State Bank
Watonga, OK |
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| FDIC Number | 21752 | |||
| Phone Number | (580) 623-4945 | |||
| Website | www.fsbwatonga.com | |||
| Asset Quality |
First State Bank
Watonga, OK |
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| 1-Year Asset Growth | 2.25% | |||
| 5-Year Asset Growth | 1.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | -0.18% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 4.20% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
First State Bank
Watonga, OK |
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| Total Assets | 84.38M | |||
| Total Deposits | 74.67M | |||
| Capital and Reserves |
First State Bank
Watonga, OK |
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| Capital | 8.90M | |||
| Leverage Ratio | 13.25 | |||
| Loan Loss Reserves to Loans | 2.92% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Watonga, OK |
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| Hot Money Ratio | 16.19% | |||
| Liquidity Ratio | 40.63% | |||
| Profitability |
First State Bank
Watonga, OK |
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| 5-Year Return on Average Assets | 1.40% | |||
| Net Income | 625.00K | |||
| Net Interest Spread | 4.82% | |||
| Operating Profit to Average Assets | 1.52% | |||
| Overhead Efficiency Ratio | 66.33% | |||
| Return on Assets | 1.52% | |||
| Return on Equity | 14.50% | |||