| Weiss Ratings |
First State Bank
Watonga, OK |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 6.30 | |||
| Company Info |
First State Bank
Watonga, OK |
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| FDIC Number | 21752 | |||
| Phone Number | (580) 623-4945 | |||
| Website | www.fsbwatonga.com | |||
| Asset Quality |
First State Bank
Watonga, OK |
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| 1-Year Asset Growth | 5.78% | |||
| 5-Year Asset Growth | 1.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | -0.08% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.23% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
First State Bank
Watonga, OK |
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| Total Assets | 83.12M | |||
| Total Deposits | 72.90M | |||
| Capital and Reserves |
First State Bank
Watonga, OK |
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| Capital | 9.77M | |||
| Leverage Ratio | 13.61 | |||
| Loan Loss Reserves to Loans | 2.53% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Watonga, OK |
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| Hot Money Ratio | 17.87% | |||
| Liquidity Ratio | 29.36% | |||
| Profitability |
First State Bank
Watonga, OK |
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| 5-Year Return on Average Assets | 1.40% | |||
| Net Income | 1.42M | |||
| Net Interest Spread | 4.77% | |||
| Operating Profit to Average Assets | 1.72% | |||
| Overhead Efficiency Ratio | 63.14% | |||
| Return on Assets | 1.72% | |||
| Return on Equity | 15.85% | |||