C
First Port City Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Port City Bank
Bainbridge, GA
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Rating C
Asset Quality Index 5.30
Capitalization Index 8.60
Liquidity Index 0.80
Profitability Index 7.00
Stability Index 4.30
Company Info First Port City Bank
Bainbridge, GA
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FDIC Number 21784
Phone Number (229) 246-6200
Website www.firstportcity.com
Asset Quality First Port City Bank
Bainbridge, GA
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1-Year Asset Growth 3.68%
5-Year Asset Growth 24.46%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 3.56%
Non-Performing Loans to Loans 0.72%
Balance Sheet First Port City Bank
Bainbridge, GA
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Total Assets 573.71M
Total Deposits 514.32M
Capital and Reserves First Port City Bank
Bainbridge, GA
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Capital 55.12M
Leverage Ratio 10.04
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio 14.25
Liquidity First Port City Bank
Bainbridge, GA
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Hot Money Ratio 21.26%
Liquidity Ratio 15.30%
Profitability First Port City Bank
Bainbridge, GA
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5-Year Return on Average Assets 0.91%
Net Income 6.21M
Net Interest Spread 4.33%
Operating Profit to Average Assets 1.88%
Overhead Efficiency Ratio 57.90%
Return on Assets 1.44%
Return on Equity 16.00%