| Weiss Ratings |
Lovelady State Bank
Lovelady, TX |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 6.30 | |||
| Company Info |
Lovelady State Bank
Lovelady, TX |
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| FDIC Number | 21807 | |||
| Phone Number | (936) 636-7337 | |||
| Website | www.loveladystatebank.com | |||
| Asset Quality |
Lovelady State Bank
Lovelady, TX |
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| 1-Year Asset Growth | 13.87% | |||
| 5-Year Asset Growth | 3.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.74% | |||
| Non-Performing Loans to Capital | 2.41% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
Lovelady State Bank
Lovelady, TX |
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| Total Assets | 55.65M | |||
| Total Deposits | 48.55M | |||
| Capital and Reserves |
Lovelady State Bank
Lovelady, TX |
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| Capital | 6.21M | |||
| Leverage Ratio | 11.87 | |||
| Loan Loss Reserves to Loans | 1.41% | |||
| Risk-Based Capital Ratio | 23.18 | |||
| Liquidity |
Lovelady State Bank
Lovelady, TX |
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| Hot Money Ratio | 24.56% | |||
| Liquidity Ratio | 54.46% | |||
| Profitability |
Lovelady State Bank
Lovelady, TX |
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| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 207.00K | |||
| Net Interest Spread | 4.23% | |||
| Operating Profit to Average Assets | 1.52% | |||
| Overhead Efficiency Ratio | 66.29% | |||
| Return on Assets | 1.52% | |||
| Return on Equity | 13.64% | |||