| Weiss Ratings |
Lovelady State Bank
Lovelady, TX |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 6.70 | |||
| Company Info |
Lovelady State Bank
Lovelady, TX |
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| FDIC Number | 21807 | |||
| Phone Number | (936) 636-7337 | |||
| Website | www.loveladystatebank.com | |||
| Asset Quality |
Lovelady State Bank
Lovelady, TX |
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| 1-Year Asset Growth | 5.71% | |||
| 5-Year Asset Growth | 2.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.77% | |||
| Non-Performing Loans to Capital | 2.56% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
Lovelady State Bank
Lovelady, TX |
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| Total Assets | 55.23M | |||
| Total Deposits | 47.90M | |||
| Capital and Reserves |
Lovelady State Bank
Lovelady, TX |
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| Capital | 6.39M | |||
| Leverage Ratio | 11.80 | |||
| Loan Loss Reserves to Loans | 1.40% | |||
| Risk-Based Capital Ratio | 22.99 | |||
| Liquidity |
Lovelady State Bank
Lovelady, TX |
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| Hot Money Ratio | 29.22% | |||
| Liquidity Ratio | 50.53% | |||
| Profitability |
Lovelady State Bank
Lovelady, TX |
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| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 715.00K | |||
| Net Interest Spread | 4.43% | |||
| Operating Profit to Average Assets | 1.30% | |||
| Overhead Efficiency Ratio | 70.92% | |||
| Return on Assets | 1.30% | |||
| Return on Equity | 11.37% | |||