| Weiss Ratings |
Lovelady State Bank
Lovelady, TX |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 6.90 | |||
| Company Info |
Lovelady State Bank
Lovelady, TX |
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| FDIC Number | 21807 | |||
| Phone Number | (936) 636-7337 | |||
| Website | www.loveladystatebank.com | |||
| Asset Quality |
Lovelady State Bank
Lovelady, TX |
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| 1-Year Asset Growth | -4.36% | |||
| 5-Year Asset Growth | 2.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.72% | |||
| Non-Performing Loans to Capital | 4.68% | |||
| Non-Performing Loans to Loans | 0.54% | |||
| Balance Sheet |
Lovelady State Bank
Lovelady, TX |
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| Total Assets | 52.50M | |||
| Total Deposits | 44.87M | |||
| Capital and Reserves |
Lovelady State Bank
Lovelady, TX |
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| Capital | 6.62M | |||
| Leverage Ratio | 12.84 | |||
| Loan Loss Reserves to Loans | 1.43% | |||
| Risk-Based Capital Ratio | 24.56 | |||
| Liquidity |
Lovelady State Bank
Lovelady, TX |
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| Hot Money Ratio | 28.58% | |||
| Liquidity Ratio | 44.21% | |||
| Profitability |
Lovelady State Bank
Lovelady, TX |
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| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 318.00K | |||
| Net Interest Spread | 4.31% | |||
| Operating Profit to Average Assets | 1.18% | |||
| Overhead Efficiency Ratio | 75.48% | |||
| Return on Assets | 1.18% | |||
| Return on Equity | 9.77% | |||